Remove a card from Amazon in three steps
To remove a credit card from Amazon, sign into your account, go to Your Account > Login & security, scroll to Saved payment methods, find the card you want to remove, and select Delete. Amazon will ask you to confirm. If that card is set as your default payment method, you must choose a different card before deletion — Amazon requires at least one payment method on file.
The process takes less than a minute. You do not need to contact Amazon customer service unless the card is linked to an active subscription or recurring charge, in which case you should update the payment method before removing the card to avoid service interruption.
Key Takeaways
- Access your saved payment methods through Your Account > Login & security, not through the checkout page.
- You cannot delete a card if it is your only payment method on file — add a replacement card first.
- If a card is linked to a subscription or Prime membership, update the payment method before deletion to prevent service interruption.
- Removing a card from Amazon does not close the card itself or affect your credit score.
Where to find your saved payment methods
Open Amazon.com and sign in with your email and password. In the top right corner, select the account icon (usually your name or initials), then choose Your Account from the dropdown menu. On the Your Account page, look for the Login & security section on the left side. Click it.
Scroll down the Login & security page until you see Saved payment methods. This section lists every credit card, debit card, and gift card balance linked to your account. Each entry shows the card type (Visa, Mastercard, American Express, Discover) and the last four digits of the card number.
Steps to delete a card
Find the card you want to remove in the Saved payment methods list. To the right of that card, you will see a Delete button. Click it. Amazon will display a confirmation message asking whether you want to remove this card. Select Confirm or Yes to complete the deletion.
Once confirmed, the card is removed from your account when ready. You will no longer see it in your saved payment methods, and you cannot use it for future purchases on Amazon. If you change your mind, you can add the card back by going to the same Saved payment methods section and selecting Add a payment method.
What to do if the card is your default payment method
If the card you want to remove is marked as Default or Primary, Amazon will not let you delete it until you set a different card as your default. To change your default, find another card in your Saved payment methods list, click the three dots or menu icon next to it, and select Set as default. Once a new default is active, you can go back and delete the original card.
If you have only one card on file, you must add a second payment method before you can remove the first one. Select Add a payment method, enter a new card's details, and save it. Then set it as your default, and you will be able to delete the original card.
Removing a card linked to subscriptions or Prime
If the card you are removing is connected to an active Amazon Prime membership, a subscription box, or a recurring charge (such as a monthly service), removing it without updating the payment method will cause those services to fail at the next billing date. Amazon will attempt to charge your default payment method instead, but if that fails, your service may be interrupted.
Before deleting the card, go to Your Account > Memberships and subscriptions or Manage Your Prime Membership, depending on what is active. Update the payment method for each subscription to a different card on file. Once all subscriptions are switched to a new card, you can safely remove the old card from your account.
Why you might want to remove a card
Common reasons to remove a card include replacing an expired card, removing a card you no longer use, or cleaning up your account after a security concern. Removing a card from Amazon does not close the card itself — it only disconnects it from your Amazon account. The card remains active with your bank or credit card issuer.
If you removed a card because it was compromised or lost, contact your card issuer directly to report the issue and request a replacement card. You do not need to do anything else on Amazon's side beyond removing it from your account.
Frequently Asked Questions
Does removing a card from Amazon hurt my credit score?
No. Removing a card from your Amazon account is purely an account management action and does not affect your credit report or score. Your credit score is based on factors like payment history, credit utilization, and length of credit history — not on which websites have your card on file.
Can I remove a card if I have an active order pending?
Yes. You can remove a card even if you have pending orders, as long as the order has already been charged. If an order is still processing and has not been charged yet, removing the card may cause the charge to fail. Contact Amazon customer service if you are unsure whether an order has been charged.
What happens if I delete a card by mistake?
You can add it back when ready by going to Saved payment methods and selecting Add a payment method. Enter the card details again and save it. There is no waiting period or penalty for re-adding a card you previously removed.
Do I need to remove a card before closing my Amazon account?
No. If you close your Amazon account, all saved payment methods are automatically removed along with the account. You do not need to manually delete cards first. However, if you are only removing a card and keeping your account open, follow the steps in this guide.