Remove a card in three steps from Your Account settings
You can remove a credit card from Amazon by going to Your Account, selecting your payment methods, and deleting the card you no longer want to use. The process takes about two minutes and you do not need to contact Amazon support. The card stays in your account history but becomes inactive when ready — Amazon will not charge it for future purchases.
You can remove any card except the one set as your default payment method. If the card you want to remove is your default, you must first set a different card as default, then remove the original one.
Key Takeaways
- Go to Your Account > Login & Security > Payment options to see all your saved cards.
- You cannot delete your default payment method until you assign a different card as default first.
- Removing a card does not cancel orders already placed or refunds already issued to that card.
- Deleted cards remain visible in your order history for past purchases, but Amazon will not use them for new charges.
Step 1: Sign in and navigate to Your Account
Go to Amazon.com and sign in with your email and password. Once you are logged in, move your cursor to the top right corner where it says "Account & Lists." A dropdown menu will appear. Click on "Your Account."
You will land on your account homepage. Look for the section labeled "Login & Security" on the left side of the page. Click on it.
Step 2: Find your payment methods
Once you are in Login & Security, scroll down until you see "Payment options." Click on that link. Amazon will show you a list of all credit cards, debit cards, and other payment methods saved to your account.
Each card will display the last four digits and the card type (Visa, Mastercard, American Express, or Discover). Look for the card you want to remove and locate the three dots or menu icon next to it.
Step 3: Delete the card
Click the three dots or menu icon next to the card you want to remove. A small menu will pop up with options. Select "Delete" or "Remove." Amazon will ask you to confirm — click "Yes, delete this card" or the equivalent confirmation button.
The card is now removed from your account. If this was not your default payment method, the removal is complete. If you were trying to remove your default card, you will have seen a message telling you to set a new default first — go back to Payment options, choose a different card, and click "Set as default" before attempting to delete the original card again.
What happens to past orders and refunds
Removing a card does not affect orders you have already placed. If an order was charged to that card before you deleted it, the charge stays on your card and the order history still shows that card. Amazon will not re-route the charge to a different payment method.
If Amazon issued a refund to the card before you deleted it, the refund goes back to that card even though it is no longer in your account. You will see the refund in your bank or credit card statement — it does not require any action on your part.
How to set a new default payment method
Your default payment method is the card Amazon charges automatically when you make a purchase and do not select a different one at checkout. To change your default, go back to Your Account > Login & Security > Payment options.
Find the card you want to make your default and click the three dots next to it. Select "Set as default." A checkmark will appear next to that card. Now you can go back and delete any other card, including the one that was previously default.
Removing a card linked to a subscription or Prime membership
If the card you are removing is linked to an active Amazon Prime membership or a subscription order, you will see a warning message before you delete it. The warning tells you that removing the card may affect your subscription.
Before you delete the card, update your subscription or Prime payment method to a different card. Go to Your Account > Memberships & Subscriptions, find the subscription or Prime membership, and update the payment method there. Once that is done, you can safely remove the old card from Payment options.
Frequently Asked Questions
Can I remove a card if I have a pending refund?
Yes. Pending refunds will still go back to the card they were originally charged to, even after you delete the card from your account. The refund appears in your bank or credit card statement normally. Removing the card does not stop the refund.
What if I deleted a card by mistake?
You can add the card back to your account at any time. Go to Your Account > Login & Security > Payment options and click "Add a payment method." Enter the card details again and save it. If it was your default before, you can set it as default again.
Does Amazon notify my bank when I remove a card?
No. Removing a card from Amazon does not send any message to your bank or credit card company. The card itself remains active in your bank account. You are only removing it from Amazon's saved payment methods.
Can I remove a card if it is the only payment method on my account?
No. Amazon requires at least one valid payment method on file. If you want to remove your only card, you must add a different card first, then remove the original one.
Will removing a card stop recurring charges?
Only if you also cancel the subscription or recurring order. Removing the card alone does not stop Amazon from trying to charge you — it may cause the charge to fail. Update the payment method for any active subscriptions or recurring orders before deleting the card.