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How to Remove a Credit Card From Your Amazon Account

Delete a card from Amazon in three steps

You can remove a credit card from your Amazon account through the payment methods section of your account settings. The process takes less than a minute and does not affect any past purchases or your account standing. Amazon keeps a record of the transaction history even after you delete the card itself.

You will need to be signed into your Amazon account and have access to the email address or phone number associated with it. If you have only one payment method on file, Amazon will ask you to add a replacement before letting you delete the card — you cannot leave your account with no way to pay for future orders.

Key Takeaways

  • Sign into your Amazon account, go to Account & Lists, select Your Account, then Manage Your Payments to see all saved cards.
  • Click the three-dot menu next to the card you want to remove and select Delete to confirm the removal.
  • If the card is your only payment method, you must add a new card before Amazon will let you delete the old one.
  • Deleting a card does not cancel orders, refunds, or subscriptions — those continue to work with whatever payment method you set as your default.

Step-by-step: removing a card from your account

Start by going to Amazon.com and signing in with your email and password. Once you are logged in, look for Account & Lists in the top right corner of the page and click it. A dropdown menu will appear.

From the dropdown, select Your Account. This takes you to your account dashboard. Look for the section labeled Login & security or scroll down until you see Manage Your Payments — the exact wording varies slightly depending on whether you are on desktop or mobile, but the option is always in this area of your account settings.

Click Manage Your Payments. You will see a list of every credit card, debit card, and other payment method you have saved to your Amazon account. Each card shows the last four digits and the card type (Visa, Mastercard, American Express, or Discover).

Find the card you want to delete and look for the three vertical dots (sometimes called a menu icon) to the right of that card's information. Click those dots. A small menu will pop up with the option to Delete. Click Delete, and Amazon will ask you to confirm. Select Confirm or OK, and the card is removed from your account when ready.

What happens if the card is your only payment method

If you try to delete a card and it is the only payment method on your account, Amazon will not let you complete the deletion. Instead, you will see a message saying you need to add a new payment method first.

To proceed, click Add a payment method or Add card (the button text varies). Enter the details of a new credit card, debit card, or other accepted payment method. Once Amazon has saved the new card, you can go back to Manage Your Payments and delete the old one using the three-dot menu.

You do not have to set the new card as your default payment method right away — Amazon will use whichever card you designate as default for future purchases. You can change your default card at any time by clicking the radio button or checkbox next to the card you prefer.

Deleting a card does not affect past or pending orders

Removing a card from your account does not cancel any orders you have already placed, even if that order has not shipped yet. Amazon keeps a record of which card was used for each transaction, so your past purchases remain tied to that transaction history regardless of whether the card itself is still saved to your account.

If you have a subscription service running through Amazon (such as Prime, Subscribe & Save, or a Kindle subscription), deleting the card you used to set it up will not stop the subscription. Amazon will charge your default payment method on the next billing date. If you want to cancel a subscription, you must do that separately in your subscription settings — deleting a card is not the way to stop recurring charges.

Refunds also continue to work normally. If you return an item or receive a refund, Amazon sends the money back to the original payment method if that card is still on file. If you have already deleted the card, the refund goes to your Amazon account balance instead, and you can use that balance toward future purchases or request a transfer to your bank account.

Why you might want to delete a card

The most common reason to delete a card is security. If your card number was compromised, you received a replacement card from your bank with a new number, or you straightforward want to clean up old cards you no longer use, removing them from Amazon reduces the number of places where that card information is stored.

You might also delete a card if you are closing an account with a bank or credit card issuer. Removing the card from Amazon before the account closes prevents any confusion if Amazon tries to charge it after the card is no longer active.

Another reason is to prevent accidental charges. If you have multiple cards on file and want to make sure a specific card is never used, deleting it is more reliable than hoping you remember to select a different default payment method.

What to do if you cannot find the delete option

If you are looking at your payment methods and do not see a three-dot menu or delete button next to a card, you may be using an older version of the Amazon website or app. Try refreshing the page or closing and reopening the app. If you are on a mobile device, switch to the desktop version of the website by going to Amazon.com in your browser and signing in there instead.

Some cards cannot be deleted if they are currently being used for an active subscription or a pending order. In that case, wait for the order to ship or the subscription to renew, then try deleting the card again. You can also contact Amazon Customer Service through the Help section of your account if you believe a card should be deletable but the option is not appearing.

Frequently Asked Questions

Will deleting a card stop my Amazon Prime subscription?

No. Deleting the card does not cancel Prime or any other subscription. Amazon will charge your default payment method on the next billing date. To cancel Prime, go to Your Account, select Manage Your Prime Membership, and choose to end the subscription.

Can I delete a card if I have a pending refund?

Yes. If a refund is processing and you delete the card it was charged to, Amazon will send the refund to your Amazon account balance instead. You can then use that balance to buy something or request a transfer to your bank account through your payment settings.

What if I delete a card by mistake?

You can add the card back to your account at any time by going to Manage Your Payments and clicking Add a Payment Method. Enter the card details again, and it will be saved. This does not affect any past purchases or your account history.

Do I need to delete a card if I just want to stop using it?

No. You can keep the card on file and straightforward set a different card as your default payment method. Amazon will use the default card for new purchases, and you can delete the old card whenever you choose.

Can someone else delete my cards if they have access to my account?

Yes. Anyone who can sign into your Amazon account can delete your payment methods. If you think someone else has accessed your account, change your password when ready and review your recent orders and payment methods for any unauthorized changes.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.