Change your Uber credit card in the app or on the web
You can change the credit card Uber charges for rides in your account settings. The process takes about two minutes and works the same way whether you use iPhone, Android, or a computer. You do not need to delete your old card first — you can add a new one and set it as your default payment method, and Uber will use that card for all future rides.
The old card stays in your account history unless you remove it separately. This is useful if you want to keep it on file for reference, or if you switch back and forth between cards. Removing a card is optional and does not affect your ride history or account standing.
Key Takeaways
- Open the Uber app or website, go to your account settings, and select the payment method section to add or change your card.
- You can store multiple cards in Uber and switch between them by setting one as your default payment method.
- Removing an old card from your account takes one extra step but is not required if you want to keep it on file.
- Changes to your payment method take effect when ready for your next ride.
- If Uber declines a charge on your new card, check that the card details are correct and that your bank has not blocked the transaction.
Steps to change your card in the Uber app
Open the Uber app and tap the account icon in the bottom right corner. This opens your profile menu. Tap "Payments" or "Payment methods" — the exact wording depends on your phone's operating system, but it is always in the main account menu.
You will see a list of cards already saved to your account. Tap the plus sign or "Add payment method" button. Enter your new card number, expiration date, and CVV (the three-digit security code on the back). Tap "Add card" when you are done. Uber will ask you to confirm the card by charging a small amount — usually $0.01 to $0.99 — and then refunding it. This confirms the card is real and belongs to you.
Once the card is confirmed, tap on it to set it as your default. A checkmark or highlight will show which card Uber will use for your next ride. You can change your default card at any time by tapping a different card and selecting "Set as default payment method."
Steps to change your card on the Uber website
Go to uber.com and sign in to your account. Click on your profile picture or account icon in the top right corner. Select "Payments" from the dropdown menu. You will see all cards saved to your account.
Click "Add payment method" and enter your card details in the form. Uber will charge and refund a small amount to confirm the card works. Once confirmed, click on the new card to set it as your default. The card you select will be used for all future rides.
Removing an old card from your account
If you want to delete a card instead of keeping it on file, open the Uber app and go to Payments. Find the card you want to remove and swipe left on it (iPhone) or long-press it (Android). Tap "Remove" or "Delete." On the website, click the three dots or menu icon next to the card and select "Remove."
You cannot remove a card if it is currently set as your default payment method. If you want to delete your current default card, first set a different card as default, then remove the old one. Removing a card does not affect any past rides or your account history.
What happens if Uber declines your new card
If Uber cannot charge your new card, you will see an error message in the app. The most common reasons are a typo in the card number or expiration date, or your bank blocking the charge. Check that you entered the card details correctly — card number, expiration date, and CVV all match what is printed on the card.
If the details are correct, contact your bank to ask if they declined the charge. Some banks block online transactions or charges from ride-sharing companies by default. Your bank can remove the block, and then you can try adding the card to Uber again. If the problem continues, try a different card or contact Uber support through the app.
Using multiple cards and switching between them
Uber lets you save as many cards as you want. This is useful if you have a personal card and a work card, or if you want to use different cards for different purposes. Each card you add goes into your payment method list, and you can set any of them as your default.
To switch cards for a single ride without changing your default, open the Uber app and start requesting a ride. Before you confirm the ride, tap on the payment method shown at the bottom of the screen. A menu will appear showing all your saved cards. Tap the card you want to use for that ride only. Your default card will be used again for your next ride unless you change it in your account settings.
Updating card details if your card number changes
If your bank issued you a new card with a different number — for example, because your old card was lost or expired — you need to add the new card to Uber as a separate payment method. You cannot edit the card number on an existing card in your account. Instead, add the new card following the steps above, set it as your default, and then remove the old card if you no longer need it.
If your card number stays the same but the expiration date changed, some banks let you update it directly in Uber. Open Payments, tap the card, and look for an "Edit" option. If you do not see one, remove the old card and add the new one with the updated expiration date.
Frequently Asked Questions
Can I change my payment method after I have already requested a ride?
Yes. Before the driver arrives, open the Uber app and tap the payment method shown at the bottom of the screen. Select a different card from your saved payment methods. The new card will be charged for that ride. After the ride is complete, your default payment method will be used again for future rides.
Will changing my card affect my Uber account or ride history?
No. Your account, rating, and all past rides remain unchanged. Changing your payment method only affects which card Uber charges for new rides going forward. Your old rides and account information stay exactly as they were.
What if I want to use a debit card instead of a credit card?
Uber accepts most debit cards. Add it the same way you would add a credit card — go to Payments, tap "Add payment method," and enter the debit card number, expiration date, and CVV. Uber will confirm the card with a small charge and refund, just as it does with credit cards.
Do I have to remove my old card, or can I just leave it in my account?
You do not have to remove it. Leaving old cards in your account does not hurt anything. You can keep them on file for reference or in case you want to switch back. Removing a card is entirely optional and only necessary if you want to clean up your payment method list.
How long does it take for a new card to start working in Uber?
Once you add a card and Uber confirms it with the small charge and refund, it is ready to use when ready. You can set it as your default right away and use it for your next ride. The confirmation usually takes a few minutes, but sometimes can take up to 24 hours depending on your bank.