Change your card in the Uber app in under a minute
Open the Uber app, tap your profile icon in the bottom right, select "Payments," then tap the card you want to remove and choose "Remove this card." To add a new card, tap the plus icon, enter your card details, and save. Uber will process a small temporary charge to verify the card works — this charge drops off within a few days and you are not charged for it.
If you are using Uber on a web browser instead of the app, log into your account, go to "Account Settings," click "Payments," and follow the same steps to remove old cards and add new ones. The process is identical whether you are paying for rides, food delivery, or any other Uber service.
Key Takeaways
- You can add or remove payment methods directly in the Uber app under your profile and Payments section without contacting customer support.
- Uber verifies new cards with a temporary charge that appears and disappears within a few days — you will not be charged for this verification.
- You can keep multiple cards on file and choose which one to use before each ride or order.
- If a card is declined during a trip, Uber will prompt you to add a working card before the ride ends.
Why you might need to change your card
Your card may have expired, been replaced by your bank due to fraud, or you might straightforward want to use a different card for Uber trips. Sometimes a card gets declined during a ride because the bank flagged the transaction as unusual, or your account hit its credit limit. In any of these cases, switching to a different card takes seconds and does not interrupt your Uber service.
You may also want to change cards if you are moving to a new bank, switching to a debit card instead of a credit card, or using a card with better rewards for ride-sharing. Uber does not lock you into one payment method — you can update whenever you need to.
Step-by-step: updating your card in the app
To remove a card: Open Uber, tap your profile picture in the bottom right corner. Tap "Payments." Find the card you want to delete, tap it, and select "Remove this card." Confirm the removal. That card will no longer appear as an option when you book a ride.
To add a new card: From the Payments screen, tap the plus icon or "Add payment method." Choose "Credit or debit card." Enter your card number, expiration date, and CVV (the three-digit code on the back). Enter your billing zip code. Tap "Add card." Uber will show you a small temporary charge — usually between $0.01 and $2 — that will appear on your statement within one to three business days and disappear within a few days after that. You are not charged this amount; it is only to confirm the card is real and active.
Once the card is added, you can use it when ready for your next ride. You do not have to wait for the verification charge to clear.
What happens if a card declines during a ride
If your card is declined after you have already started a trip, Uber will notify you before the ride ends. You will see a prompt asking you to add a working payment method. At this point, you can add a new card using the same process above, or switch to a different card you already have on file.
Your driver will not see the payment issue — this is between you and Uber. Once you add a working card, the charge will go through and your ride is complete. If you do not update your payment method before the ride ends, Uber will keep trying to charge the original card for a period of time, and you may see late fees or account suspension if the payment is not resolved.
Using multiple cards and setting a default
You can store as many cards as you want in your Uber account. Before you book each ride, you will see which card is currently set as your default. To change which card Uber charges, tap on the payment method shown at the bottom of the ride screen before you confirm your booking. A menu will appear showing all your saved cards — select the one you want to use for that specific ride.
If you want to change your default card so Uber always uses a particular one first, go to Payments in your profile, find the card you want as default, and look for an option to set it as primary. Not all versions of the app show this option visibly, but you can always override the default by selecting a different card before each booking.
Troubleshooting cards that will not save
If Uber rejects your card when you try to add it, the most common reasons are: the card number was entered incorrectly, the expiration date or CVV does not match what is on the card, the billing zip code does not match your bank's records, or your bank declined the verification charge. Check each of these details carefully and try again.
If the card is correct but Uber still will not accept it, your bank may have blocked the transaction. Call your bank and ask them to allow charges from Uber. Some banks flag ride-sharing apps as high-risk until you confirm the charge is legitimate. Once your bank approves it, try adding the card again. If you continue to have trouble, you can contact Uber support through the app — tap Help, then select your issue and request to chat with a support agent.
Frequently Asked Questions
Does Uber charge me for the verification charge on a new card?
No. The small charge Uber places on your card (usually under $2) is only to verify the card is active and belongs to you. It will disappear from your account within a few days and you will not be charged for it. You can use the card when ready for rides while waiting for the verification charge to clear.
Can I change my card while a ride is in progress?
Yes. If your current card is declined or you want to switch to a different one, you can add a new card or select a different saved card from your Payments section at any time, even during an active ride. Uber will use the updated method for that trip and any future trips.
What if I delete a card but Uber still tries to charge it?
Once you remove a card from your account, Uber will not charge it for new rides. If you see a charge after deletion, it is likely from a ride that was booked before you removed the card. Check your ride history to confirm. If you see a charge you do not recognize, contact your bank and Uber support.
Do I need a credit card or can I use a debit card?
Uber accepts both credit and debit cards. The process for adding either type is identical. Some debit cards may have lower daily spending limits, so if you use Uber frequently, check with your bank about any restrictions on your card.