Change your card in the Uber app in under two minutes
Open the Uber app, tap your profile icon in the bottom right, select "Payments," then tap the card you want to replace and choose "Remove." Add a new card by tapping "Add payment method," entering your card details, and confirming. The new card becomes active when ready for your next ride. You can keep multiple cards on file and switch between them before you request a ride.
If you're changing your card because it expired, was compromised, or you straightforward prefer a different one, the process is the same. Uber doesn't charge you to update your payment method, and you don't need to contact support unless something goes wrong during the update.
Key Takeaways
- You can add, remove, or switch between payment methods directly in the Uber app without calling support.
- A new card is ready to use on your next ride as soon as you finish entering it.
- You can store multiple cards and choose which one to use before each trip.
- If your card is declined during a ride, Uber will prompt you to update your payment method before the trip ends.
- Removing a card from your account does not cancel any scheduled rides already paid with that card.
Step-by-step: Adding a new card
Start in the Uber app and tap your profile icon — it's in the bottom right corner on most phones. Scroll down and tap "Payments." You'll see a list of any cards already saved to your account.
Tap "Add payment method" at the bottom of the list. Enter your card number, expiration date, and CVV (the three-digit code on the back). Add your billing zip code if prompted. Tap "Add card" to finish. Uber will verify the card with a small charge that appears and disappears within a few days — you don't need to do anything about it.
Your new card is now ready to use. On your next ride request, you can choose this card from the payment method screen, or Uber will use it automatically if it's set as your default.
Step-by-step: Removing an old card
Go to your profile, tap "Payments," and find the card you want to remove. Tap on it, then tap "Remove this payment method." Confirm when Uber asks you to verify the removal.
Removing a card does not affect rides you've already paid for or scheduled rides that used that card. If you remove your only payment method, Uber will ask you to add a new one before you can request your next ride.
Setting a default payment method
Your default card is the one Uber charges unless you choose a different one before requesting a ride. To change your default, go to Payments, tap the card you want to use most often, and look for an option to set it as default. Not all versions of the app show this option — if you don't see it, Uber will straightforward use the most recently added card as your default.
You can override your default card on any individual ride. When you request a trip, the payment method screen appears before you confirm. Tap the card you want to use for that ride only, and Uber will charge that card instead.
What to do if a card is declined
If Uber tries to charge your card and it's declined, the app will notify you before the ride ends. You'll see a message asking you to update your payment method. Add a new card or select a different one from your saved cards, and Uber will charge the new card for the ride.
A declined card usually means the card is expired, you've hit your credit limit, or your bank flagged the charge as suspicious. Contact your card issuer if you're not sure why it was declined. You can continue using Uber once you've added a working payment method.
Using Uber Cash and gift cards as payment
Uber Cash is a prepaid balance you can load onto your account. You can add Uber Cash by going to Payments and tapping "Add Uber Cash," then choosing an amount. When you have an Uber Cash balance, Uber will use it first before charging your card.
Uber gift cards work differently — you redeem them for Uber Cash, which then sits in your account as a balance. You can't use a gift card number directly as a payment method the way you would a credit card.
Changing payment method for Uber Eats
Uber Eats uses the same payment methods as Uber rides. If you update a card in the Uber app, that change applies to Uber Eats as well. You don't need to update it separately.
If you use Uber Eats through a web browser instead of the app, you can update your payment method there too. Go to your account settings, find "Payments," and add or remove cards the same way you would in the app.
Frequently Asked Questions
Can I use a debit card instead of a credit card?
Yes. Uber accepts most debit cards, prepaid cards, and credit cards. Enter your debit card information the same way you would a credit card — Uber doesn't distinguish between them during setup. Your bank may charge a fee for debit card transactions, so check your account terms.
What happens if I delete my only payment method?
Uber will prevent you from requesting a ride until you add a new payment method. You won't lose your account or your ride history — you just can't book a trip without a way to pay. Add a card and you're back in the app.
Does Uber charge a fee to update my card?
No. Updating your payment method is free. Uber may place a small temporary charge to verify the card is real, but this charge reverses within a few days and you're not billed for it.
Can I use the same card for multiple Uber accounts?
Yes, but each account is separate. If you have two Uber accounts under different phone numbers or emails, you can add the same card to both. Each account maintains its own payment methods and ride history.
What if my card information was stolen?
Remove the card from your Uber account when ready and add a new one. Contact your card issuer to report the theft and request a replacement card. Uber doesn't store your full card number — it uses a find token system — so your account itself is not compromised even if the card was.