Change your card in the Uber app in under two minutes
Open the Uber app, tap your profile icon in the bottom right corner, select Payments, then tap the card you want to replace. Choose Remove, confirm the deletion, and tap Add payment method to enter your new card details. Uber will ask for your card number, expiration date, CVV, and billing zip code. Once you save it, the new card becomes your default payment method for future rides.
If you're using Uber on a web browser instead of the app, log into your account, go to Account Settings, click Payments, and follow the same steps to remove the old card and add the new one. The process is identical on both platforms.
Key Takeaways
- You can add multiple cards to your Uber account, so you don't have to remove the old one before adding a new one.
- Removing a card from Uber does not cancel your account or affect any ride history — it only stops that card from being charged for future rides.
- If you have a pending charge on the old card, Uber will still process it even after you remove the card from your account.
- You can set which card is your default payment method by tapping it and selecting Make default in the Payments section.
Add a new card without removing the old one
You don't have to delete your current card to add a new one. Many people keep multiple cards on file so they can switch between them depending on which one they want to use for a particular ride. To add a second card, open the Uber app, go to your profile, select Payments, and tap Add payment method. Enter the new card information and save it.
Once both cards are saved, you can choose which one to use before you request each ride. The app will show your default card at checkout, but you can tap it to see all your saved payment methods and pick a different one. This is useful if you're trying to use a specific rewards card or if one card has reached its limit.
What happens to charges on your old card
If you remove a card from Uber, any ride you've already requested but not yet paid for will still charge to that card. Uber processes payment after your ride ends, not when you request it. This means if you remove a card and then complete a ride, the charge may still go to the old card if the ride was requested before you made the change.
Check your Uber app under Your Trips to see which rides are still pending payment. If you see a ride that hasn't been charged yet and you want it to go to your new card instead, contact Uber support through the app before the ride is completed. They can sometimes reassign the payment method, but this is not always possible depending on how far along the ride is.
Fixing a declined card or expired card
If Uber tries to charge your card and it's declined, the app will notify you and ask you to update your payment method. You'll see a message saying your card was rejected. Open the app, go to Payments, and either update the card information (if the card is still valid but the charge was declined for another reason) or remove it and add a different card.
If your card expired, Uber will flag it automatically. You can update the expiration date and CVV without removing the card entirely — just tap the card in your Payments section and edit the details. If you'd rather use a different card instead, remove the expired one and add your new card as described above.
Using a debit card or prepaid card instead
Uber accepts debit cards and prepaid cards the same way it accepts credit cards. Enter the card number, expiration date, CVV, and billing zip code just as you would for a credit card. The main difference is that debit and prepaid cards draw from your bank account or stored balance when ready, while credit cards create a charge you pay later.
Some prepaid cards have daily or monthly spending limits, so make sure your card has enough balance before requesting a ride. If your prepaid card declines, check your balance and add funds if needed, then try the ride again. Uber does not hold a temporary authorization on prepaid cards the way some services do, so you only need the exact ride amount available.
Changing your default payment method
Your default payment method is the card Uber will charge unless you choose a different one at checkout. To change which card is your default, open the Uber app, go to your profile, select Payments, tap the card you want to make default, and select Make default. The next time you request a ride, this card will appear at checkout.
You can still override your default card for any individual ride by tapping the payment method at checkout and selecting a different card. This is useful if you want most rides to charge to one card but occasionally use another one for specific trips.
Troubleshooting when your new card won't save
If Uber rejects your new card when you try to add it, the most common reasons are a typo in the card number, an incorrect CVV, or a billing zip code that doesn't match your bank's records. Double-check all four pieces of information: card number, expiration date, CVV (the three-digit code on the back), and the zip code associated with your card's billing address.
If the information is correct and Uber still won't accept the card, your bank may be blocking the transaction. Some banks flag Uber as a high-risk merchant and decline the charge automatically. Contact your bank's customer service and let them know you're trying to add the card to Uber. They can temporarily lift the block or whitelist Uber so future charges go through. Once your bank approves it, try adding the card to Uber again.
Frequently Asked Questions
Will removing a card from Uber cancel my account?
No. Removing a card only deletes that payment method from your account. Your Uber account, ride history, and profile all remain active. You can still use Uber with any other saved cards or payment methods.
Can I change my card after I've already requested a ride?
You can change your default card at any time, but it won't affect a ride you've already requested. Uber charges the payment method that was active when you requested the ride. If you want to use a different card for your next ride, change it before you request that ride.
Does Uber charge a fee to add or change a payment method?
No. Adding, removing, or changing cards on Uber is free. You only pay for the rides themselves. Uber does not charge for updating your payment information.
What if I want to use a different payment method like PayPal or Apple Pay?
Uber accepts PayPal, Apple Pay, Google Pay, and other digital wallets depending on your location and device. To add one of these, go to Payments in the app and tap Add payment method. You'll see options for digital wallets if they're available in your area. Select the one you want and follow the prompts to connect it to your Uber account.
Can I use someone else's card on my Uber account?
Yes, you can add another person's card to your account. However, that person's name doesn't have to match your account name — Uber only requires a valid card number and billing zip code. If you're using someone else's card regularly, make sure they know about the charges and have given you permission.