Change your card in the Uber app in under one minute
Open the Uber app, tap your profile icon in the bottom right, select Payments, then tap the card you want to remove and choose Delete. Add your new card by tapping Add payment method, entering the card number, expiration date, and CVV, then confirming your billing zip code. The new card is ready to use on your next ride.
If you're on a web browser instead of the app, log into your Uber account, go to Account Settings, click Payments, and follow the same steps to delete the old card and add the new one. The process is identical whether you're updating because your card expired, you switched banks, or you straightforward want to use a different card.
Key Takeaways
- You can add multiple cards to your Uber account and switch between them before each ride, or set one as your default payment method.
- Deleting a card from Uber does not cancel any subscription or membership tied to that card — you handle that separately with your bank or the service provider.
- If a ride fails because your card was declined, Uber will ask you to update your payment method before you can request another ride.
- Your card information is encrypted and stored securely by Uber's payment processor, not by Uber itself.
Why you might need to change your card
Your card may have expired, been replaced by your bank, or been flagged for fraud. You might also be switching to a different bank or card issuer, or you straightforward prefer to use a different card for Uber trips. Whatever the reason, Uber lets you manage multiple cards and switch between them without closing your account or losing your ride history.
If Uber declines your current card during a ride request, the app will show an error and ask you to update your payment method before you can book another trip. This usually means the card has expired, been reported lost or stolen, or the bank has flagged the transaction as suspicious. Updating to a working card unblocks your account when ready.
Step-by-step: updating your card in the app
Step 1: Open the Uber app and tap your profile icon. This is the small circle with your initial or photo in the bottom right corner of the screen. On some older versions, it may say "Account" instead.
Step 2: Tap Payments. You'll see a list of all payment methods currently saved to your account. This includes credit cards, debit cards, and any other methods you've added.
Step 3: Delete the old card (optional). Tap the card you want to remove, then tap the trash icon or Delete button. Confirm the deletion. You don't have to delete the old card first — you can keep multiple cards on file and switch between them.
Step 4: Add your new card. Tap Add payment method or the plus icon. Enter the card number, expiration date (month and year), and CVV (the three-digit security code on the back). Then enter your billing zip code and tap Save. Uber will verify the card with a small test charge that appears and disappears within a few days.
Step 5: Set as default (optional). If you want this card to be your automatic payment method for all future rides, tap it and select Set as default. Otherwise, Uber will ask you to choose a payment method each time you request a ride.
Updating your card on the Uber website
Log into your Uber account at uber.com, then click your profile icon in the top right corner. Select Account Settings, then click Payments in the left menu. The rest of the process mirrors the app: you can delete old cards and add new ones using the same information (card number, expiration date, CVV, and billing zip code).
Some people find the website easier if they're adding a card for the first time or managing multiple cards at once, since the larger screen makes it simpler to enter long card numbers without mistakes. The website and app stay synchronized, so a card you add on the website appears in your app within seconds.
What happens to your old card after you delete it
Deleting a card from Uber removes it from your account and stops Uber from charging it for future rides. The card itself remains active with your bank — deleting it from Uber does not close the card or affect your credit. Your bank will continue to send you statements and charge you for any other subscriptions or purchases you make with that card.
If you had a subscription (like Uber Pass or Uber Eats Pass) charged to the old card, that subscription will pause or fail on the next billing date. You'll need to update the payment method for that subscription separately, either through your Uber account or by contacting your bank. Uber will usually send you a notification if a subscription payment fails.
If your card keeps getting declined
A declined card usually means the card has expired, your bank flagged the transaction as suspicious, or there are insufficient funds. Call your bank first and ask if they've blocked Uber transactions or flagged your account. Many banks require you to confirm large or unusual purchases before they'll go through.
If your bank confirms the card is active and has no blocks, try adding the card again from scratch. Sometimes a typo in the card number, expiration date, or CVV causes the decline. Make sure your billing zip code matches what your bank has on file. If the problem persists, try a different card or contact Uber support through the app by tapping Help at the bottom of the screen.
Managing multiple cards on your account
You can store as many cards as you want on your Uber account. Before each ride, the app will show you all available payment methods and let you choose which one to use. This is useful if you have a personal card and a business card, or if you want to spread charges across multiple accounts for budgeting reasons.
Set one card as your default, and Uber will use that card automatically unless you change it. You can switch your default card anytime by going to Payments and tapping the card you want to prioritize. If your default card is declined during a ride request, Uber will ask you to choose a different card before proceeding.
Frequently Asked Questions
Does changing my card affect my Uber account or ride history?
No. Your account, ratings, and ride history stay exactly the same. Changing your payment method is purely a billing change — it doesn't reset anything or require you to create a new account.
Can I use a prepaid card or virtual card number with Uber?
Yes. Prepaid cards, virtual card numbers from services like Apple Pay or Google Pay, and most debit cards work with Uber. Some prepaid cards may be declined if they don't support online transactions, so check with your card issuer if you run into problems.
What if I want to use a different card for Uber Eats versus Uber rides?
Both services pull from the same payment methods list in your Uber account, so you can't set different default cards for each service. However, you can choose a different card manually each time you order food or request a ride. If you want complete separation, you would need to create a separate Uber account.
How long does it take for a new card to start working?
when ready. Once you enter your card details and confirm your zip code, the card is ready to use on your next ride. Uber performs a verification check that may take a few days to fully process, but you can charge rides to the card right away.
What should I do if I lost my card and need to update Uber right away?
Add your replacement card to Uber as soon as you receive it. If you don't have a replacement yet, you can use a different card that's already on your account, or add a temporary payment method like a virtual card number. Contact your bank to report the lost card and request a replacement.