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Using Your Kohl's Credit Card at Sephora Online and In Store

No, your Kohl's Card will not work at Sephora online or in Sephora standalone stores

Your Kohl's Card is accepted only at Kohl's department stores and Kohl's.com. Sephora, whether you shop online at Sephora.com or visit a standalone Sephora location, does not accept the Kohl's Card as payment. You will need a different payment method — a Visa, Mastercard, American Express, Discover card, or other accepted payment option — to complete a purchase at Sephora.

The exception is Sephora inside Kohl's. If you shop at the Sephora beauty counter located within a Kohl's store, you can use your Kohl's Card there. This is the only place where your Kohl's Card works for Sephora purchases.

Key Takeaways

  • Your Kohl's Card works only at Kohl's stores and Kohl's.com, not at standalone Sephora locations or Sephora.com.
  • Sephora inside Kohl's accepts your Kohl's Card because it is part of the Kohl's store location.
  • At standalone Sephora stores and online, you must use Visa, Mastercard, American Express, Discover, or another accepted card.
  • Sephora inside Kohl's offers the same products and pricing as standalone Sephora, so you can earn Kohl's rewards on those purchases.

Where Sephora inside Kohl's is located and what it offers

Sephora opened beauty counters inside Kohl's stores starting in 2021. Not every Kohl's location has a Sephora counter yet, but the number continues to grow. You can search for a Kohl's with Sephora on Kohl's.com by entering your zip code in the store locator and filtering for locations that carry Sephora.

The Sephora inside Kohl's carries the same brands and products as standalone Sephora stores — including Sephora's own brand, plus brands like Urban Decay, Fenty Beauty, MAC, Drunk Elephant, and others. Prices are the same as Sephora.com and standalone stores. When you buy at Sephora inside Kohl's using your Kohl's Card, you earn Kohl's Cash rewards at the same rate as other Kohl's purchases, which is typically 5% back.

You do not earn Sephora Beauty Insider points on purchases made with your Kohl's Card at Sephora inside Kohl's. If earning Sephora points is important to you, you would need to use a different payment method and enroll in the Beauty Insider program separately.

How to pay at Sephora online and standalone stores

At Sephora.com and in standalone Sephora stores, accepted payment methods include Visa, Mastercard, American Express, Discover, PayPal, and Apple Pay. You can also use a Sephora credit card if you have one — this is a separate card from your Kohl's Card and is issued by Synchrony Bank.

If you want to earn rewards on Sephora purchases, you have two main options. The Sephora credit card earns points on every purchase at Sephora and partner retailers. Alternatively, if you have a Sephora Beauty Insider membership (which is free to join), you earn points on purchases made with any payment method at Sephora.

Comparing rewards: Kohl's Card at Sephora inside Kohl's versus other options

If you shop at Sephora inside Kohl's with your Kohl's Card, you earn Kohl's Cash at 5%, which you can use on any future Kohl's purchase. You do not earn Sephora Beauty Insider points this way.

If you shop at standalone Sephora or Sephora.com with a Sephora credit card, you earn Sephora points, which can be redeemed for Sephora products and services. The Sephora credit card also offers cardmember-only discounts and early access to sales.

If you shop at Sephora with a regular Visa, Mastercard, or American Express and you are a free Beauty Insider member, you earn Beauty Insider points on your purchase. The points rate depends on your membership tier — members earn 1 point per dollar, VIB members earn 1.25 points per dollar, and Rouge members earn 1.5 points per dollar.

What to do if you want to use your Kohl's Card for Sephora purchases

Your best option is to shop at Sephora inside Kohl's. Use the Kohl's store locator on Kohl's.com to find a location near you that carries Sephora. Once there, you can browse and purchase Sephora products and pay with your Kohl's Card at checkout.

If there is no Sephora inside Kohl's near you, or if you prefer to shop online, you will need to use a different payment method. You cannot add your Kohl's Card to Sephora.com or use it in standalone Sephora stores. Consider opening a Sephora credit card if you shop there regularly, or straightforward use another credit card and join the free Beauty Insider program to earn points.

Frequently Asked Questions

Can I use my Kohl's Card on Sephora.com?

No. Sephora.com does not accept the Kohl's Card. You can pay with Visa, Mastercard, American Express, Discover, PayPal, Apple Pay, or a Sephora credit card.

Will I earn Kohl's Cash if I buy Sephora products at Sephora inside Kohl's?

Yes. When you use your Kohl's Card at Sephora inside Kohl's, you earn Kohl's Cash at the same rate as other Kohl's purchases, typically 5%. You will not earn Sephora Beauty Insider points with this transaction.

Is Sephora inside Kohl's the same as a regular Sephora store?

Sephora inside Kohl's carries the same brands and products at the same prices as standalone Sephora stores and Sephora.com. The main difference is that you can use your Kohl's Card to pay and earn Kohl's rewards instead of Sephora rewards.

What if my local Kohl's does not have a Sephora?

Not all Kohl's locations have Sephora counters yet. Check the Kohl's store locator to see if one is nearby. If not, you will need to shop at Sephora.com or a standalone Sephora store and use a different payment method.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.