How to delete a credit card from Amazon
Go to Your Account in the top right corner of Amazon.com, then select Login & security. Scroll down to Saved payment methods and click Manage payment methods. Find the card you want to remove, click the X or Delete button next to it, and confirm the deletion. The card is removed when ready and will no longer appear in your saved payment options.
You cannot delete a card if it is currently set as your default payment method. If you try, Amazon will ask you to choose a different default card first. Once you set another card as default, you can then delete the original one.
Key Takeaways
- You reach saved payment methods through Your Account > Login & security > Manage payment methods, not through a separate billing page.
- Amazon requires you to have at least one payment method on file, so you cannot delete your only card without adding another first.
- If a card is set as your default, you must choose a different default before you can delete it.
- Deletion happens when ready and the card stops appearing in checkout when ready.
- Removing a card from Amazon does not close the card itself or affect your bank account — it only removes it from your Amazon saved list.
Step-by-step walkthrough
Start at Amazon.com and look for Your Account in the top right corner, next to the search bar. Click it to open a dropdown menu. From there, select Login & security. This section holds all your account access and payment information.
Once you are in Login & security, scroll down the page until you see Saved payment methods. Click Manage payment methods underneath it. This page shows every card, bank account, and other payment method linked to your Amazon account.
Find the card you want to remove in the list. Next to each payment method, you will see either an X button or a Delete link, depending on whether you are using the desktop or mobile version of Amazon. Click it. Amazon will ask you to confirm that you want to delete this payment method. Click Confirm or Yes to finish.
What happens if the card is your default payment method
If you try to delete a card that is marked as your default, Amazon will not let you. Instead, it will show a message saying you need to choose a different default payment method first. This is a safety measure — Amazon requires every account to have at least one active payment method on file.
To work around this, go back to Manage payment methods and look for a button or link that says Set as default next to another card or payment method. Click it to make that card your new default. Once you have done that, go back to the card you originally wanted to delete and click the delete button. It should now work.
Removing a card that is linked to an active subscription
If you have an active Amazon subscription — such as Prime, Kindle Unlimited, or a Subscribe & Save order — and the card you want to delete is the one paying for it, Amazon may block the deletion. The system does this to prevent your subscription from failing due to a missing payment method.
Before you delete the card, update your subscription to use a different payment method. Go to Your Account, then Memberships and subscriptions or Manage Your Subscriptions, depending on which subscription you have. Select the subscription and choose Update payment method. Once the subscription is linked to a different card, you can delete the old one without any issues.
Deleting a card does not close the card itself
Removing a card from Amazon only removes it from your Amazon account. It does not close the card, freeze it, or affect your bank account in any way. The card itself remains active and can still be used elsewhere. If you want to actually close the card, you need to contact your bank or credit card issuer directly.
Similarly, deleting a card from Amazon does not change your credit score or credit history. It is purely an account management action on Amazon's side.
If you cannot find the delete option
On rare occasions, Amazon may not show a delete button next to a payment method. This usually happens if the card is linked to an active order, subscription, or pending transaction. Wait for the order or transaction to complete, then try deleting again.
If you are using an older browser or the mobile app is outdated, the delete button might not display correctly. Try logging in through a desktop browser or updating your Amazon app to the latest version. If the problem persists, contact Amazon Customer Service through Your Account > Contact Us and describe which card you want removed.
Adding a new payment method before you delete
If you are deleting your only card because it is expired or compromised, add a new payment method first. Go to Your Account > Login & security > Manage payment methods and click Add a payment method. Enter the details for your new card, debit card, or bank account. Once it is saved and you have set it as your default, you can then delete the old card.
This order matters because Amazon will not let you have zero payment methods on file. Adding the new one first ensures you never hit that block.
Frequently Asked Questions
Does deleting a card from Amazon stop recurring charges?
No. If you have a subscription or recurring order tied to that card, deleting it from Amazon will not stop the charges. You must cancel the subscription or order separately through your account settings. Once you delete the card, future charges may fail, but you should cancel the subscription directly to avoid confusion.
Can I delete a card if I have a pending refund on it?
You can delete the card, but Amazon may not be able to process the refund back to it. If a refund is pending, wait for it to complete before deleting the card. If you delete it first, contact Amazon Customer Service to update where the refund should go.
What if I deleted a card by mistake?
You can add it back when ready by going to Your Account > Login & security > Manage payment methods > Add a payment method and entering the card details again. There is no waiting period or penalty for re-adding a card you previously deleted.
Will Amazon ask me to confirm my identity before deleting a card?
Amazon does not require a password or two-factor authentication to delete a payment method, as long as you are already logged into your account. If you are concerned about account security, you can enable two-factor authentication in Login & security to protect your account from unauthorized changes.