You can delete a credit card from Amazon in your account settings in about one minute
Log into Amazon, go to Account & Lists in the top right, select Your Account, then find Login & security or Manage payment methods depending on your device. Click the card you want to remove, then select Delete or the trash icon. Amazon will ask you to confirm — that's it. The card is gone from your account when ready, though any pending charges will still process.
You don't need to contact Amazon support or wait for anything. If you're removing the card because it's expired, compromised, or you straightforward don't use it anymore, the process is the same. The only catch: you can't delete your last payment method, so you'll need to add a new card first if you want to remove the one you're currently using.
Key Takeaways
- Go to Account & Lists, then Your Account, then Login & security or Manage payment methods to find your saved cards.
- Click the card you want to remove and select Delete or the trash icon, then confirm the deletion.
- The card is removed from your account right away, but any orders already charged will still go through.
- You must have at least one payment method on file, so add a new card before deleting your only one.
- Deleting a card from Amazon does not close the card itself or affect your credit — it only removes it from this account.
Step-by-step: where to find your payment methods
The exact path depends on whether you're on a computer, phone, or tablet, but the destination is the same. On a computer, click Account & Lists in the top right corner of any Amazon page. A menu will drop down. Click Your Account. You'll land on your account page. Look for a section called Login & security or Manage payment methods — the label varies by region and account type. Click it.
On a phone or tablet, tap the menu icon (three horizontal lines) in the bottom right, then tap Your Account. Scroll down until you see Login & security or Manage payment methods. Tap it. Either way, you'll see a list of all cards and payment methods linked to your account, along with the last four digits and expiration date of each.
How to actually delete the card
Find the card you want to remove in the list. On a computer, click it. A details panel will open showing the full card number (masked except the last four digits), expiration date, and billing address. Look for a Delete button or a trash icon — usually at the bottom of the panel or in the top right. Click it.
On a phone, tap the card. The same details will appear. Scroll down or look for a trash icon or Delete button. Tap it. Amazon will ask you to confirm that you want to remove this payment method. Click or tap Confirm or Yes. The card is now deleted from your account. You won't see it in your payment method list anymore.
What happens to pending charges and orders
Deleting a card does not cancel orders you've already placed or stop charges that are already processing. If you placed an order yesterday and the charge hasn't hit your bank yet, it will still go through even if you delete the card today. Amazon has already authorized the transaction.
If you're worried about a specific charge, check your Orders page to see the status. If the order hasn't shipped yet, you can cancel it there, which will reverse the charge. Deleting the card itself won't do that. If the charge has already posted to your bank account, you'll need to contact your bank or Amazon's customer service to dispute or reverse it.
Why you can't delete your only payment method
Amazon requires at least one valid payment method on file at all times. This is so the company can charge you for orders you place. If you try to delete your only card, Amazon will show an error message saying you need to add a new payment method first.
If you're switching to a different card, add the new one before deleting the old one. Go back to Manage payment methods, look for an Add a payment method or Add card button, and enter your new card details. Once it's saved and confirmed, you can then delete the old card without any problem.
Deleting a card does not affect your credit or close the card
Removing a card from Amazon is purely a removal from that one account. It does not close the credit card itself, freeze it, or report anything to the credit bureaus. Your credit score is not affected. The card still exists and is still open — you've just told Amazon to stop using it.
If you want to actually close the credit card, you need to contact the card issuer (your bank or credit card company) directly. If you want to freeze or lock the card temporarily, most banks offer that through their app or website. But deleting it from Amazon does neither of those things.
What to do if you can't find the delete option
If you're looking at your payment methods and don't see a delete button or trash icon, the card may be linked to an active subscription or a pending order. Some cards can't be deleted while they're actively being used. Check your Subscriptions page to see if this card is set as the payment method for any recurring charges — Prime membership, Subscribe & Save orders, or other subscriptions. If it is, change the payment method for that subscription to a different card first, then come back and delete it.
If there's no subscription and you still can't delete it, try logging out and logging back in, or try a different browser or device. If the delete option still doesn't appear, contact Amazon's customer service through the Contact Us link at the bottom of any Amazon page. They can remove the card for you or explain why it can't be deleted.
Frequently Asked Questions
Will deleting a card from Amazon stop my Prime membership?
No. Your Prime membership will continue as long as your subscription is active and you have at least one valid payment method on file. If Prime is set to renew on a card you're deleting, change the payment method to a different card first, then delete the old one. You can do this in your Subscriptions settings.
Can I delete a card if I have a pending refund?
Yes. A pending refund won't prevent you from deleting the card. The refund will go back to whichever card or account it came from, regardless of whether that card is still in your Amazon account. You don't need to keep the card on file for the refund to process.
What if I accidentally deleted the wrong card?
Add it back. Go to Manage payment methods, click Add a payment method, and enter the card details again. Amazon will recognize it as the same card and restore it to your account. There's no waiting period or penalty for re-adding a card you've deleted.
Does Amazon keep a record of deleted cards?
Amazon keeps records of your account activity for its own purposes, but the deleted card is no longer accessible to you through your account settings. If you need to know which card was used for a specific past order, check your order history — it will show the last four digits of the card that was charged.