You can delete a credit card from Amazon in your account settings in under a minute
Log into your Amazon account, go to Account & Lists in the top right, then select Your Account. From there, click Login & security or Manage Your Payments depending on your device. Find the card you want to remove, select the three dots or delete option next to it, and confirm the deletion. The card is then removed from your account and cannot be charged unless you add it back.
Amazon keeps your payment methods separate from your actual card details. When you delete a card, Amazon stops storing the connection to that card number, but the card itself is unaffected — your bank account and the physical card remain unchanged. You can delete as many cards as you want, but you must keep at least one valid payment method on file if you want to make purchases.
Key Takeaways
- Navigate to Your Account > Login & security or Manage Your Payments to find your stored payment methods.
- Click the delete option next to the card you want to remove and confirm — the card is deleted from Amazon only, not from your bank.
- You must have at least one valid payment method saved to your account to make future purchases.
- Deleted cards can be re-added at any time by entering the card number again.
- Removing a card does not cancel subscriptions or recurring charges tied to that card — you must update those separately.
Step-by-step: Finding and deleting a card on desktop
Open Amazon in a web browser and sign in. In the top right corner, hover over Account & Lists and click Your Account from the dropdown menu. On the left side of the page, you will see a menu with several options. Click Login & security to access your payment settings.
Scroll down to the section labeled Manage Your Payments or Payment options. You will see a list of all credit cards, debit cards, and other payment methods currently saved to your account. Each card shows the last four digits and the card type (Visa, Mastercard, American Express, Discover). Find the card you want to delete, click the three vertical dots or the Delete button next to it, and then confirm the deletion when prompted.
How to remove a card on the Amazon mobile app
Open the Amazon app and tap the menu icon (three horizontal lines) in the bottom right corner. Select Your Account, then tap Login & security. Scroll down to find Manage Your Payments or Payment methods.
Tap the card you want to remove. A details screen will open showing the full card information and expiration date. Look for a Delete or Remove button — on most phones this appears at the bottom of the screen. Tap it and confirm when Amazon asks you to verify the deletion. The card is then removed from your account.
What happens to subscriptions and recurring charges when you delete a card
If you delete a card that is linked to an active subscription — such as Amazon Prime, Kindle Unlimited, or a Subscribe & Save order — Amazon will not automatically charge a different card on file. Instead, your subscription will pause or fail at the next billing date. You will receive an email notification that the payment method is no longer valid.
To keep a subscription active, you must update the payment method before the next billing cycle. Go to Your Account > Memberships and subscriptions (or the specific subscription page) and change the card to a different one you have saved. If you do not update it, the subscription will remain paused until you add a new payment method and manually restart it.
Deleting a card that is set as your default payment method
If the card you want to delete is marked as your default or primary payment method, Amazon will ask you to choose a different card before you can remove it. Select another card from your list and confirm it as your new default, then return to delete the original card.
If you only have one card saved and it is set as your default, you cannot delete it without adding a second payment method first. Add a new card to your account, set it as your default, and then you will be able to delete the original card.
Reasons to delete a card from Amazon
You might delete a card because it has expired, been replaced, or compromised. If your card was stolen or you suspect fraudulent charges, removing it from Amazon stops any future unauthorized transactions through that account. You should also contact your bank or card issuer directly to report the fraud and request a replacement card.
Some people delete cards when they no longer use them or want to simplify their payment methods. Others remove old cards after upgrading to a new card with better rewards or lower fees. Deleting unused cards from your Amazon account reduces clutter and lowers the number of places your card information is stored online.
How to add a new card if you delete your only payment method
If you accidentally delete your only saved card, you can add a new one when ready. Go to Your Account > Manage Your Payments and click Add a payment method or Add a card. Enter your card number, expiration date, CVV, and billing address. Amazon will verify the card with a small temporary charge (usually under $1) that is refunded within a few days.
Once the new card is verified, it becomes your default payment method and you can make purchases again. You can then add more cards if you want multiple payment options on file.
Frequently Asked Questions
Does deleting a card from Amazon affect my credit score?
No. Deleting a card from Amazon only removes it from your account settings. It does not close the card, report anything to credit bureaus, or change your credit history. Your bank or card issuer has no record of the deletion — only Amazon does.
Can I recover a deleted card?
You cannot recover the saved card information, but you can re-add the same card by entering the card number again. Amazon will treat it as a new entry and may verify it with a small charge. If you want to keep a card on file but do not use it, it is easier to leave it saved than to delete and re-add it later.
What if I delete a card and then try to make a purchase?
If you delete your only payment method, you will not be able to complete a purchase. Amazon will prompt you to add a new card before checkout. If you have multiple cards saved and delete one, Amazon will use your default card instead — you can choose a different card during checkout if you prefer.
Will Amazon notify me when I delete a card?
Amazon does not send a notification when you delete a card from your account. However, if a subscription or recurring charge is tied to that card, you will receive an email when the payment fails at the next billing date.
Can I delete a card that has a pending charge?
Yes, you can delete a card even if a charge is pending. However, if the charge has not yet posted to your account, deleting the card will not stop it — the charge will still go through. Contact Amazon customer service if you need to cancel or dispute a pending charge before deleting the card.