The Wells Fargo credit card login page is at wellsfargo.com/creditcards
Go to wellsfargo.com/creditcards and look for the sign-in box on the homepage. Enter your username or the email address tied to your account, then your password. If you have enrolled in Wells Fargo's two-factor authentication, you will receive a code on your phone or email after you enter your password — type that code to finish signing in.
If you do not yet have an online account, you will need to set one up first. You can create a username and password on the same page by selecting the option to register as a new user. You will need your credit card number and other identifying information to complete registration.
Once you are signed in, you can view your balance, recent transactions, due dates, and payment history. You can also set up automatic payments, change your password, update your contact information, and read statements from this portal.
Key Takeaways
- The Wells Fargo credit card login is located at wellsfargo.com/creditcards, where you enter your username or email and password.
- Two-factor authentication requires you to enter a code sent to your phone or email after you type your password.
- New users must register for an online account using their credit card number and personal information before they can sign in.
- Once signed in, you can pay your bill, view transactions, set up autopay, and read statements without calling customer service.
What to do if you forget your password
Select "Forgot password?" on the login page. Wells Fargo will ask you to enter your username or email address, then verify your identity using information from your account — usually your Social Security number and date of birth, or answers to security questions you set up when you registered.
After you verify your identity, Wells Fargo will send you a link to reset your password. The link typically works for a limited time, so check your email right away. Create a new password that is at least eight characters long and includes uppercase letters, lowercase letters, numbers, and symbols — Wells Fargo's system will tell you if your password is strong enough before you submit it.
Signing in on the Wells Fargo mobile app
read the Wells Fargo Mobile app from the Apple App Store or Google Play Store. Open the app and tap "Sign In," then enter your username or email and password. If you have set up biometric sign-in (fingerprint or face recognition), you can use that instead after your first login.
The mobile app shows the same information as the website — your balance, due date, recent charges, and payment options. Many people find it faster to check their balance or make a payment through the app than through a web browser, especially if you have biometric sign-in turned on.
Setting up two-factor authentication for security
Two-factor authentication adds a second step to your login so that someone who knows your password cannot access your account without also having your phone or email. To turn it on, sign in to your account, go to Settings or Security, and look for the two-factor authentication option.
Wells Fargo will ask you to choose how you want to receive your code — usually by text message or email. You can also use an authenticator app like Google Authenticator or Microsoft Authenticator if you prefer. Once you set it up, every time you sign in from a new device or browser, you will need to enter the code before you can access your account.
Paying your bill after you sign in
After you sign in, select "Make a Payment" or "Pay Now" from your account dashboard. You can pay your full balance, your minimum payment, or a custom amount. Wells Fargo lets you pay from a bank account you have already linked to your account, or you can add a new bank account at the time of payment.
You can schedule a payment to go out on a specific date in the future, or pay when ready. If you pay when ready, the payment usually reaches Wells Fargo within one business day. Set up automatic payments if you want your bill paid on the same date every month — you can choose to pay the full balance, the minimum, or a fixed amount.
Troubleshooting common sign-in problems
If you see a message that your username or password is incorrect, make sure you are typing it exactly as you set it up — passwords are case-sensitive, meaning capital and lowercase letters matter. If you have tried three times and still cannot sign in, your account may be temporarily locked for security. Wait 15 minutes and try again, or use the "Forgot password?" option to reset it.
If the website or app is not loading, try clearing your browser's cache and cookies, or uninstall and reinstall the mobile app. If you are using an older web browser, update it to the latest version — Wells Fargo's site works best on current versions of Chrome, Safari, Firefox, or Edge. If the problem continues, contact Wells Fargo customer service at the number on the back of your card.
Frequently Asked Questions
Can I sign in to my Wells Fargo credit card account on the main Wells Fargo website?
Yes. You can sign in at wellsfargo.com using the same username and password you use for the credit card portal. Once you are signed in to your main Wells Fargo account, you can navigate to your credit card from the accounts menu. Some people prefer this route if they have both a credit card and a checking account with Wells Fargo.
What should I do if I think someone else has signed into my account?
Sign in when ready and change your password. Then call Wells Fargo at the number on the back of your card and tell them about the unauthorized access. They can review your recent transactions, dispute any charges you did not make, and help you find your account. If you see fraudulent charges, report them as soon as possible — the sooner you report them, the faster Wells Fargo can investigate.
Do I need to sign in every time I want to check my balance?
No. Most web browsers and the mobile app have an option to stay signed in for a period of time. You can check a box that says "Remember me" or "Stay signed in" on the login page. For security, avoid this on shared computers or public devices. On your personal phone or computer, staying signed in saves time.
Can I sign in if I am outside the United States?
Yes. Wells Fargo's website and mobile app work from most countries. However, some features may be limited depending on where you are. If you are traveling, let Wells Fargo know in advance so they do not block your account for unusual activity. You can call the number on the back of your card or send a message through your online account.