Target Red Card login takes you to your account dashboard, where you can view your balance, make payments, and manage your card settings
The Target Red Card is a co-branded credit card issued by Synchrony Bank. When you log in, you reach the Synchrony portal where your Target Red Card account lives — not a Target-owned system. You will need your card number or the email address you registered with, plus your password. If you have not set up online access yet, you can create an account on the Synchrony website before you log in for the first time.
The login process itself is straightforward, but knowing where to go and what to expect on the other side matters if you are managing your card for the first time or switching devices.
Key Takeaways
- Target Red Card accounts are managed through Synchrony Bank's website, not through Target.com, so you log in at a Synchrony portal rather than your Target account.
- You can register for online access using your card number, Social Security number, and date of birth, or by using the email address tied to your account.
- Once logged in, you can view your statement, make a payment, set up autopay, change your password, and read transaction history.
- If you forget your password, Synchrony will send a reset link to your registered email address within minutes.
- Two-factor authentication is available as an optional security feature to protect your account from unauthorized access.
Where to find the Target Red Card login page
Go to mysynchrony.com to log in to your Target Red Card account. This is the official Synchrony portal. You will see a login box asking for either your card number or your username (usually your email address), followed by your password.
Do not log in through Target.com or the Target mobile app. Those platforms do not manage your credit card account — they only let you use your Red Card to pay for purchases. Your account balance, payment history, and card settings are all on the Synchrony side.
Setting up your account if you have not logged in before
If you received a Target Red Card in the mail but have never created an online account, you will need to register first. On the Synchrony login page, look for a link that says "Enroll Now" or "Register" — the exact wording changes occasionally, but it is near the main login box.
You will be asked for your card number, the last four digits of your Social Security number, and your date of birth. Synchrony will verify this information against their records. Once verified, you choose a username (usually your email address) and a password. Write down your password or use a password manager — you will need it every time you log in.
After you register, you can log in when ready. Your first login may take a few extra seconds while Synchrony sets up your account dashboard.
What you can do once you are logged in
Your account dashboard shows your current balance, credit limit, available credit, and the date your next statement closes. You can view your full statement for any month going back several years, read a PDF, or print it.
The payments section lets you make a one-time payment from a bank account you register, or set up automatic payments on a date you choose each month. You can also see your payment history and the date your last payment posted. If you want to dispute a charge, there is usually a link in the transaction details to start that process.
Under account settings or preferences, you can change your password, update your mailing address, set up two-factor authentication, and manage notification preferences — for example, whether Synchrony texts you when a payment is due or when your statement is ready.
Resetting your password if you forget it
On the Synchrony login page, click "Forgot Password?" or a similar link. Enter the email address or card number associated with your account. Synchrony will send a password reset link to your registered email address within a few minutes.
Click the link in that email. You will be taken to a page where you create a new password. The link usually stays valid for 24 hours. If you do not see the email, check your spam or junk folder — sometimes password reset emails get filtered there.
If you do not receive an email after 10 minutes, try the reset process again or contact Synchrony customer service at the number on the back of your card.
Two-factor authentication and account security
Synchrony offers two-factor authentication as an optional security layer. Once you turn it on, logging in requires both your password and a code sent to your phone or email. This makes it much harder for someone else to access your account even if they know your password.
To set up two-factor authentication, log in to your account, go to settings or security preferences, and follow the prompts. You will choose whether to receive codes by text message or email. After that, every login will ask for the code in addition to your password.
Troubleshooting common login problems
If you see an error message saying your username or password is incorrect, double-check that you are using the right email address or card number. Passwords are case-sensitive, so make sure Caps Lock is off. If you are copying and pasting your password, make sure there are no extra spaces at the beginning or end.
If your account is locked after too many failed login attempts, Synchrony will usually unlock it automatically after 15 to 30 minutes. You can also call the number on the back of your card to have it unlocked when ready.
If you are having trouble on a mobile device, try logging in on a computer instead. Clear your browser cache and cookies, then try again. If the problem persists, contact Synchrony — there may be a temporary issue with their website.
Frequently Asked Questions
Can I log into my Target Red Card account through the Target app or Target.com?
No. The Target app and Target.com let you use your Red Card to pay for purchases, but they do not connect to your credit card account. Your account balance, payments, and statements are only available on mysynchrony.com, which is Synchrony Bank's portal.
What if I do not remember the email address I used to register?
Try logging in with your card number instead of your email address. If that does not work, call the number on the back of your card and tell Synchrony the email address you think you used. They can look it up and help you reset your password.
Is it safe to log in on my phone or a public computer?
Logging in on your own phone is safe. On a public computer, avoid checking the "Remember me" box, and always log out when you are done. Clear your browser history afterward if possible. Two-factor authentication adds extra protection on any device.
How often do I need to log in to keep my account active?
You do not need to log in regularly to keep your account active. As long as you use your card or make payments, your account stays open. Logging in is only necessary when you want to check your balance, make a payment, or change your settings.
What should I do if I think someone else has accessed my account?
Change your password when ready and call Synchrony at the number on the back of your card. Tell them about any unauthorized charges. They can review your account, freeze your card if needed, and start a dispute process for any fraudulent transactions.