Where to sign in to your Target credit card account
Target credit cardholders sign in through Target's main website, not through a separate credit card portal. Go to target.com, select "Sign In" in the top right corner, and enter your username or email address and password. Once you're logged into your Target account, you can view your credit card details, recent purchases, and payment options from your account dashboard.
If you don't yet have a Target.com account, you'll need to create one before you can manage your credit card online. The account creation process takes a few minutes and requires an email address and password. Your Target credit card and your Target.com shopping account are linked once you sign in, so you only need one login for both.
Target also offers a mobile app where you can sign in the same way — with your Target.com username and password. The app lets you check your card balance, make payments, and view statements on your phone.
Key Takeaways
- Sign in at target.com using your Target.com account credentials, not a separate credit card login page.
- Your Target credit card and shopping account share the same login, so one username and password works for both.
- You can also sign in through the Target mobile app to manage your card on your phone.
- If you've forgotten your password, use the "Forgot Password" link on the sign-in page to reset it by email.
- Two-factor authentication is available as an optional security step during sign-in.
What you can do after you sign in
Once you're signed in to your Target account, you can view your full credit card statement, check your current balance, and see your available credit. You can also review your recent transactions and look for any charges you don't recognize. The account dashboard shows your payment due date and minimum payment amount.
Making a payment is straightforward from your signed-in account. You can pay your full balance, your minimum payment, or any amount in between. Target lets you schedule a payment for a future date if you want to time it with your paycheck. Payments typically post within one business day.
You can also update your account settings, change your password, and manage your contact information (phone number, email, mailing address) from your signed-in account. If you want to set up automatic payments, you can do that through your account settings as well.
If you can't remember your password
Click "Forgot Password" on the Target sign-in page. Target will send a password reset link to the email address associated with your account. Check your inbox (and your spam folder) for an email from Target. The reset link usually arrives within a few minutes.
Click the link in the email and create a new password. Your new password must be at least 8 characters long and include at least one uppercase letter, one lowercase letter, one number, and one special character (like ! or @). Once you've created your new password, you can sign in right away.
If you don't receive the reset email within 10 minutes, try requesting another one. Make sure you're using the correct email address — if you've changed your email since you opened your account, you may need to contact Target's customer service to update it first.
Two-factor authentication for extra security
Target offers two-factor authentication as an optional security feature. When you turn it on, you'll need to enter a code sent to your phone or email each time you sign in from a new device. This adds a layer of protection if someone else gets your password.
To set up two-factor authentication, sign in to your account, go to your account settings, and look for the security or sign-in options section. You can choose to receive codes by text message or email. Once you've set it up, you'll be prompted for a code the next time you sign in from an unfamiliar device or browser.
Troubleshooting common sign-in problems
If you see an error message saying your username or password is incorrect, double-check that you're using the right email address or username. Passwords are case-sensitive, so make sure Caps Lock is off. If you've tried several times and still can't sign in, use the "Forgot Password" option to reset it.
If your account is locked after multiple failed sign-in attempts, wait 30 minutes before trying again. This is a security measure to protect your account. If you're still locked out after waiting, contact Target's customer service for help unlocking your account.
If you're having trouble on the Target mobile app, try signing out completely, closing the app, and signing back in. Sometimes clearing the app's cache (in your phone's settings) also fixes sign-in issues. If the problem continues, uninstall and reinstall the app.
What to do if you don't have a Target.com account yet
If you have a Target credit card but haven't created a Target.com account, you can set one up at target.com by clicking "Create Account" on the sign-in page. You'll need an email address and a password. After you create your account, you can link your credit card to it by entering your card number and other details.
Creating an account is free and takes just a few minutes. Once your account is set up, you'll be able to sign in anytime to manage your card, check your balance, and make payments online.
Frequently Asked Questions
Is my Target credit card account the same as my Target.com shopping account?
Yes. When you sign in to Target.com, you're accessing both your shopping account and your credit card account at the same time. One login works for everything. Your credit card information is stored securely within your Target.com account.
Can I sign in to my Target credit card account on my phone?
Yes. You can sign in through the Target mobile app or through target.com on your phone's web browser. Both use the same username and password. The mobile app is often faster for checking your balance and making quick payments.
What should I do if I think someone else signed into my account?
Change your password when ready using the "Forgot Password" option. Then sign in to your account, go to your settings, and review your recent activity and any linked devices. If you see unfamiliar activity or charges, contact Target's customer service right away to report it.
Do I need to create a separate account to manage my Target credit card?
No. Your Target credit card is managed through your Target.com account. If you don't have a Target.com account yet, you'll need to create one, but it's a single account that covers both shopping and credit card management.
Can I pay my Target credit card bill from the sign-in page?
Yes. After you sign in, you'll see your account dashboard with your current balance and payment options. You can make a one-time payment or set up automatic payments from there. Payments usually post within one business day.