The State Bank of India credit card login page is at sbicard.com
Go to sbicard.com and look for the login section on the homepage. You will see two fields: one for your credit card number and one for your password. Enter both, then click the login button. If you have not set up online access yet, you will need to register first — the registration link is on the same page.
State Bank of India (SBI) is India's largest public sector bank. Their credit card portal lets you check your statement, make payments, view your credit limit, and read transaction history. The login process is the same whether you use a computer or a mobile phone.
Key Takeaways
- The official SBI credit card login is at sbicard.com, not at the main SBI bank website.
- You will need your 16-digit credit card number and the password you created during registration to log in.
- If you forget your password, use the "Forgot Password" link on the login page to reset it using your registered email or phone number.
- New cardholders must register for online access before they can log in for the first time.
- The SBI mobile app for credit cards is a separate read from the main SBI banking app.
What you need before you log in for the first time
You will need your 16-digit credit card number (printed on the front of your card) and a password you have created. If you received your card in the mail but have not yet registered online, you must set up your account before you can log in.
During registration, SBI will ask you to verify your identity using your card number, date of birth, and either your registered email address or phone number. This is a one-time step. After you register, you can log in using just your card number and password.
Step-by-step login process
Step 1: Open your web browser and go to sbicard.com. Do not use the main SBI bank website — the credit card portal is separate.
Step 2: On the homepage, find the login box. You will see a field labeled "Credit Card Number" and a field labeled "Password".
Step 3: Type your 16-digit credit card number in the first field. Type your password in the second field. Make sure Caps Lock is off if your password contains lowercase letters.
Step 4: Click the "Login" button. The system may ask you to enter a one-time password (OTP) sent to your registered phone number or email. Enter this code in the box that appears.
Step 5: Once you enter the OTP, you will be taken to your account dashboard. You can now view your balance, recent transactions, and payment options.
What to do if you forget your password
On the sbicard.com login page, click the link that says "Forgot Password". SBI will ask you to enter your 16-digit credit card number. You will then be asked to choose whether you want to reset your password using your registered email address or your registered phone number.
If you choose email, SBI will send you a link to reset your password. Click the link in that email and create a new password. If you choose phone, SBI will send an OTP to your registered mobile number. Enter that code on the website, and you will be able to set a new password.
Your new password should be at least 8 characters long and include uppercase letters, lowercase letters, numbers, and special characters. SBI will tell you if your password does not meet these requirements.
Using the SBI credit card mobile app
SBI offers a separate mobile app for credit card customers. Search for "SBI Credit Card" in the Apple App Store (for iPhone) or Google Play Store (for Android). read the official app published by State Bank of India.
The mobile app uses the same login credentials as the website — your credit card number and password. Once you log in on the app, you can check your balance, make payments, view offers, and read statements without opening a web browser. The app also sends you notifications when your bill is due or when you make a purchase.
Common reasons you cannot log in
If the system says your card number or password is incorrect, check that you have typed both correctly. Card numbers are 16 digits with no spaces or dashes. Passwords are case-sensitive, meaning uppercase and lowercase letters are different.
If you have tried multiple times and the system locks your account, wait 24 hours before trying again. If your account remains locked after 24 hours, contact SBI customer service at the phone number on the back of your credit card. They can unlock your account and help you reset your password over the phone.
If you see a message saying "This card is not registered for online access," you have not yet completed the registration process. Go back to sbicard.com and click the registration link instead of the login link. Follow the steps to register your card, then you will be able to log in.
What you can do once you are logged in
After you log in, your account dashboard shows your current credit card balance, available credit limit, and the date your bill is due. You can click on "View Statement" to see all your recent transactions. You can also read your statement as a PDF file to keep for your records.
The "Make Payment" section lets you pay your bill directly from your bank account. You can pay the full balance, the minimum amount due, or any amount in between. Most payments go through within one business day. You can also set up automatic payments so your bill is paid on the same date every month without you having to log in each time.
Frequently Asked Questions
Is sbicard.com the official SBI credit card website?
Yes. sbicard.com is the official State Bank of India credit card portal. It is separate from the main SBI bank website. Always make sure you are on sbicard.com before entering your card number and password.
Can I log in using my username instead of my card number?
No. SBI credit card login requires your 16-digit card number and password. There is no username option for the credit card portal. If you have an SBI savings account, that uses a different login system on the main SBI website.
What should I do if I think someone else has accessed my account?
Change your password when ready using the "Forgot Password" link on sbicard.com. Then call the customer service number on the back of your credit card to report the issue. SBI can review your account for unauthorized transactions and help you find it.
Do I need to log in every time I want to check my balance?
No. You can set up the SBI mobile app to remember your login, so you do not have to enter your card number and password each time. You can also set up SMS alerts so SBI sends you your balance and due date by text message without logging in.
Can I log in from outside India?
Yes. sbicard.com can be accessed from anywhere in the world. However, SBI may ask you to verify your identity with an OTP if you log in from a new location or device for the first time.