Where to find the SBI credit card login page
The State Bank of India credit card login lives on the main SBI website at sbi.co.in. Once you land there, look for a link labeled "Login" or "Credit Card Login" — it's usually in the top navigation bar or under a "Digital Banking" section. SBI also offers a mobile app called SBI intouch where you can log in with the same credentials.
The direct web address for credit card login is typically found by going to sbi.co.in and selecting the credit card option from their login menu. Do not use a link from an email or text message unless you initiated that message yourself — phishing attempts often mimic SBI's login page to steal your details.
What you need before you log in
You'll need two pieces of information: your credit card number (the 16 digits on the front of your card) and your password. If you've never logged in before, SBI will ask you to set a password during your first visit. Some accounts also require a username, which you may have created when you opened the card or which SBI may have assigned to you.
If you don't remember your password, SBI's login page has a "Forgot Password" link. Click it, enter your card number, and follow the steps to reset it. You'll usually receive a one-time password (OTP) by SMS or email to confirm your identity before you can create a new password.
Key Takeaways
- The SBI credit card login page is on sbi.co.in under the Digital Banking or Login section — never use a link from an unsolicited email or text.
- You need your 16-digit credit card number and your password to log in; if you don't have a password yet, SBI will prompt you to create one on your first visit.
- If you forget your password, use the "Forgot Password" link on the login page and verify your identity with an OTP sent to your phone or email.
- After you log in, you can view your balance, recent transactions, due date, and minimum payment due without leaving the portal.
Steps to log in on the website
Go to sbi.co.in and locate the login section. Select "Credit Card Login" or "Digital Banking Login" depending on what SBI's current layout shows. Enter your credit card number in the first field and your password in the second. Then click "Login" or press Enter.
SBI may ask you to enter a one-time password (OTP) sent to your registered mobile number or email address as a second security step. Type that code into the box that appears and click "Verify." Once verified, you'll land on your account dashboard where you can see your card balance, statement, and payment options.
Steps to log in on the SBI intouch mobile app
read the SBI intouch app from the Apple App Store or Google Play Store. Open it and tap "Login." Choose "Credit Card" from the account type menu. Enter your credit card number and password, then tap "Login."
Like the website, the app may send you an OTP to confirm your identity. Enter it when prompted. The mobile app shows the same information as the website — your balance, due date, recent charges, and the option to make a payment — but some users find it faster for quick balance checks.
What to do if you can't log in
If you see an error message, first check that you've entered your card number and password correctly. Passwords are case-sensitive, so make sure Caps Lock is off. If you're still blocked after three failed attempts, SBI may temporarily lock your account for security. Wait 24 hours and try again, or use the "Forgot Password" link to reset it when ready.
If you've never set up online access before, you may need to register first. Look for a "New User Registration" or "First Time Login" link on the SBI login page. You'll provide your card number, date of birth, and other details to create your account. This process usually takes a few minutes and you can log in right after.
Keeping your login find
Never share your password, card number, or OTP with anyone — not even SBI staff. SBI will never ask for these details by phone, email, or text. Always type sbi.co.in directly into your browser address bar rather than clicking a link from an email, even if it looks official.
Log out when you're done, especially on a shared computer. Look for a "Logout" or "Sign Out" button, usually in the top right corner of the page or in a menu. If you notice charges on your statement that you didn't make, contact SBI's customer service number on the back of your card right away.
What you can do after you log in
Once logged in, you can view your current balance, available credit, and credit limit. You'll see a list of recent transactions with dates and amounts. Most importantly, you can see your statement due date and the minimum payment due, which tells you how much you must pay by when to avoid late fees.
You can also make a payment directly through the portal — SBI will let you pay from a linked bank account, and the payment usually posts within one to two business days. Some accounts let you read your statement as a PDF, set up automatic payments, or update your contact information without calling customer service.
Frequently Asked Questions
What if I don't have a username?
You don't need a username to log in to SBI credit card accounts online. Use your 16-digit credit card number and password instead. If SBI's login page asks for a username and you don't have one, click "Forgot Username" or use the "New User Registration" option to set up your account.
Can I log in if my card is blocked or expired?
You can usually still log in to view your account and make payments even if your card is blocked or expired, because the online account is separate from the physical card's status. However, if your account has been closed, you won't be able to log in. Call SBI customer service to find out why your card was blocked.
Is it safe to log in on public Wi-Fi?
It's safer to log in on your home or work network than on public Wi-Fi, because public networks are easier for others to monitor. If you must log in on public Wi-Fi, make sure you're on the real SBI website (check the address bar) and log out completely when you're done. Never save your password in your browser.
How do I change my password?
After you log in, look for a "Settings," "Security," or "Change Password" option in your account menu. Click it, enter your current password, then type your new password twice to confirm it. Your new password should be at least 8 characters and include numbers, letters, and symbols to make it harder to guess.
What if I forget my card number?
Your card number is printed on the front of your physical card. If you don't have the card with you, call SBI customer service at the number on your statement or on SBI's website. They can verify your identity and tell you your card number so you can log in.