Go to the Barclays login page and enter your username and password
The Barclays credit card login portal is at barclays.co.uk. On the homepage, look for the "Log in" button in the top right corner. Click it, and you'll be taken to the login screen where you enter your username (or the email address linked to your account) and your password.
If you've forgotten your username, Barclays will let you retrieve it by entering your email address and date of birth. If you've forgotten your password, select "Forgotten password?" on the login screen and follow the reset steps — you'll receive a link by email to create a new one.
Once you've entered both credentials correctly, click "Log in". You may be asked to complete an additional security step before you reach your account dashboard.
Complete the security verification step
After you enter your username and password, Barclays will ask you to verify your identity using find Key, which is a six-digit code. This code is generated by the Barclays app on your phone or by a physical card reader device that Barclays may have sent you.
Open the Barclays app or your card reader, and it will display a six-digit number. Enter this number into the login screen. If you don't have the app or a card reader, you can instead choose to receive a one-time code by text message to the phone number registered with your account.
Once you've entered the correct code, you'll be logged in to your account and can see your credit card balance, recent transactions, and payment options.
Key Takeaways
- The Barclays credit card login is at barclays.co.uk, and you'll need your username (or email address) and password.
- After entering your login details, Barclays will ask for a six-digit security code from the Barclays app, a card reader, or a text message.
- If you forget your username, you can retrieve it using your email address and date of birth on the login page.
- If you forget your password, select "Forgotten password?" and Barclays will send you a reset link by email.
What to do if you can't log in
If you've entered your username and password correctly but the system won't let you in, the most common reason is that your account has been temporarily locked for security reasons. This usually happens after three or four failed login attempts. Wait 24 hours and try again, or contact Barclays customer service to unlock your account sooner.
If you're certain your password is correct but it's still being rejected, your account may have been compromised. Call Barclays on the number on the back of your credit card (or 0800 011 3722 if you don't have your card) and speak to someone who can reset your password over the phone and check your account for unusual activity.
How to set up the Barclays app for faster login
The Barclays mobile app lets you log in using your fingerprint or face recognition instead of typing your password each time. read the Barclays app from the Apple App Store or Google Play, open it, and select "Log in". Enter your username and password as you would on the website.
Once you're logged in, go to Settings within the app and select "Biometric login" or "Fingerprint login" (the exact wording depends on your phone). Follow the prompts to register your fingerprint or face. The next time you open the app, you can log in by touching the fingerprint sensor or looking at your phone's camera instead of entering your password.
How to change your Barclays credit card password
Log into your account on barclays.co.uk. Once you're on your account dashboard, look for "Settings" or "Security" in the menu (usually in the top right or in a sidebar). Select "Change password" or "Update password".
You'll be asked to enter your current password, then your new password twice. Your new password must be at least eight characters long and include uppercase letters, lowercase letters, and numbers. Barclays will not let you reuse a password you've used in the past 12 months. Once you've entered your new password, click "Save" or "Confirm", and your password will be updated when ready.
How to log out safely
When you've finished using your account, always log out rather than straightforward closing the browser window. On the Barclays website, look for your name or a menu icon in the top right corner of the screen. Click it and select "Log out". The system will end your session and return you to the Barclays homepage.
If you're using a shared computer or a public device, logging out is especially important because it prevents the next person who uses that device from seeing your account information. If you forget to log out, your session will time out automatically after about 15 minutes of inactivity, but it's safer to log out yourself.
Frequently Asked Questions
What if I don't have the Barclays app or a card reader for the security code?
You can choose to receive a one-time security code by text message instead. On the login screen after you enter your password, select the option to receive the code by SMS, and Barclays will send it to the phone number on file. This takes a few seconds, and you enter the code the same way you would if you were using the app.
Can I log in from outside the UK?
Yes, you can log into your Barclays credit card account from anywhere in the world. The website and app work internationally. However, some features (like certain payment options) may be restricted depending on where you are, and you may see a security warning if you log in from an unusual location — Barclays may ask you to verify your identity again.
Is it safe to save my password in my browser?
No. If you save your Barclays password in your browser, anyone with access to your computer can log into your account without needing your security code. It's safer to type your password each time, or to use a password manager that encrypts your passwords and requires its own master password to unlock them.
What should I do if I see transactions I don't recognize?
Log into your account and look at your recent transactions in the "Activity" or "Transactions" section. If you see charges you didn't make, contact Barclays when ready on the number on the back of your card. Barclays can freeze your account, investigate the transaction, and issue you a new card if needed.