The HDFC Credit Card login page is at hdfcbank.com, and you'll need your credit card number and password to get in
HDFC Bank's credit card portal lets you check your balance, view statements, make payments, and manage your account from your computer or phone. The login process takes about two minutes once you have your credentials ready. If you've never logged in before, you'll need to register first — that's a separate step from logging in.
The official HDFC Bank website is hdfcbank.com. Look for the "Login" button in the top right corner of the homepage. From there, select "Credit Card" as your product type. You'll be asked for your credit card number (the 16-digit number on the front of your card) and your password.
Key Takeaways
- Go to hdfcbank.com and click Login, then select Credit Card as your product type.
- You need your 16-digit credit card number and your password to log in; if you don't have a password yet, you must register first on the same page.
- If you forget your password, use the "Forgot Password" link on the login page to reset it using your registered email or phone number.
- HDFC may ask for a one-time password (OTP) sent to your phone or email as an extra security step after you enter your main password.
- Once logged in, you can pay your bill, read statements, update your contact details, and report a lost or stolen card.
What you need before you log in
Gather these items before you start: your HDFC credit card (to read the 16-digit number), your registered mobile phone number or email address, and your password. If you've never set up online access before, you won't have a password yet — you'll register instead of logging in.
Your password is not the same as your PIN (the four-digit code you use at ATMs). The password is what you create for online banking. If you set up your account more than a year ago and haven't logged in since, your password may have expired, and you'll need to create a new one.
Step-by-step login process
Open a web browser and go to hdfcbank.com. In the top right corner, click the "Login" button. A dropdown menu will appear with different product options — select "Credit Card."
On the login page, enter your 16-digit credit card number in the first field. In the second field, enter your password. Click "Login." HDFC will then send a one-time password (OTP) to your registered phone number or email address. Enter that OTP in the box that appears. Once you enter the correct OTP, you'll be taken to your account dashboard.
The entire process usually takes less than three minutes. Your session will stay active for about 15 minutes of inactivity, then log you out automatically for security.
If you don't remember your password
On the login page, click the "Forgot Password?" link below the password field. HDFC will ask you to confirm your identity using your registered email address or phone number. You'll receive an OTP on whichever method you choose.
Enter that OTP, and you'll be taken to a page where you can create a new password. Your new password must be at least 8 characters long and include uppercase letters, lowercase letters, numbers, and special characters (like @, #, or $). Write down your new password somewhere safe, or use a password manager to store it.
What to do if you can't log in
If you enter your card number and password but the system says they're incorrect, first check that you're typing your 16-digit card number correctly — no spaces, no dashes. Then check your password for capital letters and special characters, since passwords are case-sensitive.
If you're still blocked after three login attempts, HDFC will lock your account temporarily for security. Wait 24 hours, then try again. If the problem continues, call HDFC customer service at the number on the back of your credit card. They can confirm your identity and unlock your account or reset your password over the phone.
If you're trying to log in from a new device or location, HDFC may block the attempt as a fraud prevention measure. In that case, you'll see a message asking you to contact customer service. Call the number on your card, confirm it's you, and they'll unlock access to that device.
What you can do once you're logged in
After you log in, you'll see your account dashboard. From there, you can view your current balance, see your credit limit, and check how much of your limit you've used. You can also read your monthly statement as a PDF file, which is useful if you need it for taxes or to dispute a charge.
The portal also lets you make a payment to your credit card bill, update your registered phone number or email address, report a lost or stolen card, and set up automatic payments. Some HDFC accounts also let you change your credit limit or request a new card, depending on your account type.
Security tips for your HDFC credit card login
Never share your password with anyone, including HDFC staff. HDFC will never ask for your password by email or phone. If someone claiming to be from HDFC asks for your password, it's a scam — hang up or delete the message.
Always log out when you're done, especially if you're using a shared computer. Click the "Logout" button in the top right corner of the page. Don't just close the browser window, because that may leave your session active.
Use a strong password that you don't use for any other website. Change your password every few months. If you notice charges on your statement that you didn't make, log in and report them right away, or call the number on the back of your card.
Frequently Asked Questions
Can I log in on my phone?
Yes. You can use the same hdfcbank.com website on your phone's web browser, or read the HDFC Bank mobile app from the Apple App Store or Google Play Store. The app works the same way as the website — you'll enter your card number and password, then confirm with an OTP.
What if I registered but never got a password?
Check your email inbox and spam folder for a message from HDFC with your temporary password. If you don't find it, use the "Forgot Password" link on the login page to request a new one. HDFC will send a reset link to your registered email address.
Is it safe to log in from a public WiFi network?
It's safer to use your phone's mobile data or a private WiFi network. If you must use public WiFi, make sure you log out completely when you're done, and don't log in again from that same network for at least a few hours. Avoid checking sensitive information like your full card number or CVV on public WiFi.
Can I log in if my card is expired?
Yes, you can still log in with an expired card number to view old statements and pay any remaining balance. However, you won't be able to make new purchases. Once your replacement card arrives, you can register it and use that number to log in instead.
What happens if I enter the wrong OTP?
You'll see an error message and can request a new OTP. You have a limited number of attempts (usually three) before the system locks you out temporarily. If you're locked out, wait a few minutes and try again, or use the "Forgot Password" link to reset your access.