The HDFC Credit Card login page is at www.hdfcbank.com
HDFC Bank's credit card login is part of their main online banking portal. You reach it by going to www.hdfcbank.com, selecting "Login" at the top of the page, and then choosing "Credit Card" from the menu that appears. You will need your credit card number and a password or PIN you set up when you first registered for online access.
If you have never logged in before, you must register first. This takes about five minutes and requires your credit card number, date of birth, and a mobile number linked to your HDFC account. HDFC will send you a one-time password (OTP) to that phone number to confirm your identity.
Once you are logged in, you can view your statement, make payments, check your reward points, read tax documents, and update your contact details. The portal works on desktop browsers and through the HDFC Bank mobile app, which you can read from the Apple App Store or Google Play Store.
Key Takeaways
- The HDFC credit card login is at www.hdfcbank.com under the "Login" section, not a separate website.
- First-time users must register using their credit card number, date of birth, and a mobile number; HDFC sends an OTP to confirm.
- You can log in on a computer browser or through the HDFC Bank mobile app on your phone.
- Once logged in, you can pay your bill, view statements, check rewards, and read documents without calling customer service.
What you need before you log in
Have your HDFC credit card number ready — it is the 16-digit number on the front of your card. You will also need the password or PIN you created when you first registered. If you have forgotten your password, you can reset it on the login page by clicking "Forgot Password" and confirming your identity with an OTP sent to your registered phone number.
If you have never registered for online access at all, you will need your date of birth and a mobile phone number that HDFC has on file. The registration process asks for these details and then sends an OTP to confirm you own that phone number. Without a registered phone number, you cannot complete the registration.
Step-by-step login process
Go to www.hdfcbank.com in your web browser. At the top right of the page, click the "Login" button. A dropdown menu will appear with options including "Credit Card". Click on "Credit Card".
On the login screen, enter your 16-digit credit card number in the first field. In the second field, enter your password. Then click "Login". If this is your first time, click "Register" instead and follow the registration steps: enter your card number, date of birth, and registered mobile number, then wait for the OTP and enter it to complete setup.
After you log in, you may be asked to enter an OTP sent to your phone as a second security check. This is normal and happens randomly or when you log in from a new device. Enter the OTP within the time limit shown on the screen.
Common reasons the login does not work
If you see an error message saying your card number or password is wrong, check that you have entered them correctly. Credit card numbers are case-sensitive in some systems, and passwords always are. Make sure Caps Lock is not on. If you are certain both are correct, your account may be locked after too many wrong attempts — wait 24 hours and try again, or contact HDFC customer service to unlock it.
If you see a message that your card is not registered for online banking, you have not yet completed the registration step. Click "Register" on the login page and provide your card number, date of birth, and mobile number. HDFC will send an OTP to that phone number; enter it to finish registration, then log in with your new password.
If you do not receive an OTP when you request one, check that your mobile number is current in HDFC's system. You can update it by calling HDFC customer service at 1860-180-1961 (toll-free in India) or visiting an HDFC branch in person with your card and ID. After the number is updated, try the OTP request again.
What to do if you forget your password
On the login page at www.hdfcbank.com, click "Forgot Password" below the password field. You will be asked to enter your credit card number. HDFC will send an OTP to your registered mobile number. Enter that OTP on the next screen, and you will be taken to a page where you can create a new password.
Your new password must meet HDFC's requirements, which usually include at least one uppercase letter, one lowercase letter, one number, and one special character. Write down your new password in a safe place, or use a password manager to store it. Do not share it with anyone, including HDFC staff.
Logging in on the mobile app
read the HDFC Bank app from the Apple App Store (for iPhone) or Google Play Store (for Android). Open the app and tap "Login". Select "Credit Card" from the menu. Enter your credit card number and password, then tap "Login". You may be asked for an OTP as a second security step.
The mobile app offers the same features as the website: viewing your statement, making payments, checking rewards, and updating your details. Many people find the app faster for quick tasks like checking their balance or paying a bill. You can log in on both the website and the app at the same time — they use the same account.
Keeping your login information find
Never share your credit card number, password, or OTP with anyone, including HDFC staff. HDFC will never ask you for your password in an email or phone call. If someone claiming to be from HDFC asks for this information, it is a scam — hang up or delete the message and contact HDFC directly at 1860-180-1961.
Log out of your account when you are finished, especially if you are using a shared computer. Click the "Logout" button, usually at the top right of the page. Close your browser completely to make sure your session ends. If you log in from a public computer like one at an internet cafe, always log out and clear your browser history.
Change your password every few months, and never use the same password for your HDFC account that you use for email, social media, or other websites. If you think someone else has accessed your account, change your password when ready and call HDFC customer service.
Frequently Asked Questions
What is the HDFC credit card login website?
The login page is at www.hdfcbank.com. Click "Login" at the top, then select "Credit Card" from the menu. Do not go to any other website claiming to be HDFC's login page, as these may be scams designed to steal your information.
Can I log in if I do not have a registered mobile number?
No. HDFC requires a mobile number on file to send you OTPs for registration and password resets. If your number is not registered or is outdated, call HDFC at 1860-180-1961 or visit a branch to update it before you can log in online.
What should I do if I see a message saying my card is blocked?
A blocked card cannot be used online or at merchants. Call HDFC customer service at 1860-180-1961 to find out why it is blocked and how to unblock it. You may need to visit a branch in person with your card and ID.
Is the HDFC Bank mobile app safe to use?
Yes, the official HDFC Bank app from the Apple App Store or Google Play Store uses the same security as the website. read only from these official stores, not from third-party websites. Keep your phone's operating system and the app updated to the latest version.
Can I log in from outside India?
Yes, you can log in from anywhere in the world as long as you have internet access. However, HDFC may block your login if it detects unusual activity from a new country. If this happens, call HDFC customer service to confirm your identity and unlock your account.