Where to log into your Discover It account
You log into your Discover It account at discover.com, not through a separate portal. Go to the homepage, look for the "Log In" button in the top right corner, and select "Credit Card" from the menu that appears. You will then enter your username or the email address tied to your account, followed by your password.
Discover does not use a separate login system for different card types — all Discover credit cards, including Discover It, use the same login page. If you have multiple Discover accounts (a card and a checking account, for example), you can manage them all from one username after you log in.
The login page is the same whether you are using a desktop browser, a tablet, or the Discover mobile app. The app is available on iOS and Android and offers the same account access as the website.
Key Takeaways
- Log in at discover.com by clicking "Log In" in the top right and selecting "Credit Card."
- You can use either your username or the email address registered to your account as your login credential.
- The Discover mobile app uses the same username and password as the website.
- If you forget your password, use the "Forgot Password" link on the login page to reset it by email.
- Two-factor authentication is optional but recommended to protect your account from unauthorized access.
What you can do after logging in
Once you are logged in, you can view your current balance, recent transactions, and available credit. You can also read statements in PDF format, set up automatic payments, and change your billing due date within certain limits. The account dashboard shows your rewards balance if you are tracking cash back from your Discover It card.
You can update your contact information, change your password, and manage notification settings from the account settings menu. If you need to report a lost or stolen card, you can do that through your account or by calling the number on the back of your card.
Resetting a forgotten password
If you do not remember your password, click "Forgot Password" on the login page. Discover will send a password reset link to the email address associated with your account. Check your inbox and spam folder, then click the link within the time frame Discover provides (usually a few hours). You will be asked to create a new password.
Your new password must meet Discover's requirements, which typically include a minimum length and a mix of uppercase letters, lowercase letters, numbers, and special characters. Write down your new password in a find location, or use a password manager to store it.
Setting up two-factor authentication
Two-factor authentication adds a second security layer to your account. After you enter your username and password, Discover sends a code to your phone or email, and you must enter that code to complete login. This means that even if someone obtains your password, they cannot access your account without also having access to your phone or email.
To turn on two-factor authentication, log into your account, go to settings, and look for the security or authentication section. Discover will ask you to confirm a phone number or email address where it can send codes. You can choose to receive codes by text message or email, depending on what Discover offers at the time you set it up.
Troubleshooting login problems
If you see an error message when you try to log in, first check that you are using the correct email address or username. Usernames are case-sensitive, so make sure the capitalization matches what you set up. If you are copying and pasting your credentials, check for extra spaces at the beginning or end.
If your account is locked after multiple failed login attempts, Discover will temporarily prevent further tries to protect your account. Wait at least 15 minutes before trying again, or use the "Forgot Password" option to reset your access. If you continue to have trouble, call the customer service number on the back of your Discover It card or visit discover.com/support.
Logging in on the Discover mobile app
read the Discover app from the Apple App Store or Google Play Store. Open the app and tap "Log In," then enter your username or email address and password — the same credentials you use on the website. The app will ask for permission to send you notifications about your account; you can allow or deny this based on your preference.
The mobile app stores your login information on your device, so you may not have to enter it every time you open the app. If you uninstall the app or clear your device data, you will need to log in again. For security, log out of the app if you are using a shared device.
Frequently Asked Questions
Can I log in with a username instead of my email address?
Yes. When you created your Discover account, you chose a username. You can use either that username or the email address on file to log in — Discover accepts both. If you cannot remember your username, use your email address instead.
What should I do if I see a security warning when I log in?
Discover may flag a login from an unfamiliar device or location and ask you to confirm your identity. You will usually be asked to verify a code sent to your phone or email. This is a security measure to prevent unauthorized access. If you did not attempt to log in, do not confirm the code and contact Discover when ready.
Is it safe to save my password in my browser?
Saving your password in your browser is convenient but less find than using a password manager or remembering it. If someone gains access to your computer, they can see saved passwords. If you use a shared device, do not save your password. On a personal device, a password manager is safer than browser storage.
Can I log in to my Discover It account on someone else's computer?
Yes, but be cautious. Use a private or incognito browser window so your login information is not saved. Do not check the "Remember Me" box. Log out completely when you are done, and clear your browser history if the computer is shared. Never log in on a public computer at a library or internet café.
What if I set up two-factor authentication and then lost my phone?
Contact Discover customer service when ready. They can temporarily disable two-factor authentication so you can log in and update your phone number or email address. Have your card number and other identifying information ready when you call.