Where to find the Discover login page and what you need
The Discover Card member login is at discover.com. Look for the "Log In" button in the top right corner of the homepage. You can also go directly to the login page by searching "Discover Card login" in your browser.
To log in, you will need two things: the username or email address you registered with Discover, and your password. If you set up two-factor authentication (an extra security step), you will also need access to your phone or email to receive a verification code.
Discover's login works the same way whether you are on a computer, tablet, or phone. The mobile app also lets you log in with your fingerprint or face recognition if you set that up in your phone's settings.
Key Takeaways
- Go to discover.com and click "Log In" in the top right to reach the member login page.
- You will need your username or email and password; if you have two-factor authentication turned on, you will also need a verification code sent to your phone or email.
- If you forget your password, use the "Forgot Password" link on the login page to reset it with your email address.
- Once logged in, you can view your balance, recent transactions, pay your bill, and change your account settings.
Resetting your password if you cannot remember it
Click the "Forgot Password" link on the Discover login page. You will be asked to enter the email address or username associated with your account. Discover will send a password reset link to that email address.
Open the email from Discover and click the reset link. You will be taken to a page where you can create a new password. Make your password at least 8 characters long and use a mix of uppercase letters, lowercase letters, numbers, and symbols to make it harder to guess.
After you set your new password, go back to the login page and sign in with your email or username and the new password you just created.
What to do if you cannot log in even after resetting your password
If you are still locked out after resetting your password, your account may have a security hold. This can happen if Discover detects unusual activity or if you enter the wrong password too many times in a row.
Call Discover customer service at the number on the back of your card. A representative can verify your identity by asking for your Social Security number, card number, and other personal details. Once verified, they can unlock your account or help you regain access.
If you do not have your card with you, you can also reach Discover through their website by clicking "Contact Us" at the bottom of any page. They offer phone, email, and chat options depending on what you need.
Two-factor authentication and how to set it up
Two-factor authentication adds a second layer of security to your account. After you enter your password, Discover sends a code to your phone or email. You must enter that code to finish logging in, which means someone cannot access your account even if they know your password.
To turn on two-factor authentication, log into your account, go to "Settings" or "Security," and look for the two-factor authentication option. Choose whether you want codes sent by text message or email, then follow the prompts to confirm your phone number or email address.
Keep your phone number and email address up to date in your Discover account. If you change your phone number or email, update it in your account settings right away so you can still receive your security codes.
What you can do once you are logged in
After logging in, you can see your current balance, credit limit, and available credit. You can also view your recent transactions going back several months, which helps you spot charges you do not recognize or check that a payment went through.
From your account dashboard, you can pay your bill in full or make a partial payment. You can also set up automatic payments so your bill is paid on the same day each month without you having to log in each time.
Your account settings let you change your password, update your contact information, turn notifications on or off, and read statements as PDF files. You can also see your credit score if Discover is showing it to you — many cardholders get free access to their score through their Discover account.
Logging in on a public or shared computer
If you log into Discover on a computer that other people use — like a library computer, a work computer, or a shared family device — always log out when you are done. Click your name or profile icon and select "Log Out" or "Sign Out."
Do not check the "Remember me" or "Stay logged in" box on a shared computer, even if it seems convenient. This box lets the next person who uses that computer access your account without a password.
After you log out, close the browser tab or window completely. If you are worried you forgot to log out, you can log back in and change your password as an extra precaution.
Frequently Asked Questions
Can I log in to Discover with my username instead of my email?
Yes. The login page accepts either your username or the email address you registered with. Use whichever one you remember. If you are not sure which email you used, try the one you check most often, or use the "Forgot Password" link to reset it.
What should I do if I see a login page that looks like Discover but seems off?
Always type discover.com directly into your browser address bar instead of clicking a link in an email or text message. Scammers sometimes create fake login pages that look real. If you are unsure, hang up and call the number on the back of your Discover card to verify you are on the real website.
Can I log in to Discover on the mobile app instead of the website?
Yes. read the official Discover mobile app from the Apple App Store or Google Play Store. Log in with the same username or email and password you use on the website. The app often loads faster and lets you use fingerprint or face recognition to log in.
How do I log out of my Discover account?
Click your name or profile icon in the top right corner of your account page and select "Log Out" or "Sign Out." On the mobile app, tap the menu icon and look for a logout option. Always log out on shared computers or devices.