Getting into Your Discover Account
To log in to your Discover card account, go to discover.com and click the Log In button in the top right corner of the homepage. Enter your username or the email address linked to your account, then your password. If you have two-factor authentication turned on, you'll receive a code by text or email — enter that code to finish logging in.
Your Discover login works the same way whether you're using a computer, tablet, or phone. The mobile app (available on iOS and Android) also uses the same username and password. Once you're logged in, you can view your balance, recent transactions, pay your bill, and manage your account settings.
Key Takeaways
- Visit discover.com and click Log In, then enter your username or email and password.
- If you've set up two-factor authentication, you'll need to enter a security code sent to your phone or email.
- You can log in on the website or through the Discover mobile app using the same credentials.
- If you don't remember your password, use the "Forgot Password" link on the login page to reset it.
- Your account shows your card balance, payment history, rewards, and lets you make payments directly.
What to Do If You Forget Your Password
Click Forgot Password on the login page. Discover will ask you to enter your username or email address, then send a password reset link to the email on file. Check your inbox (and spam folder) for the email from Discover. Click the link in that email, and you'll be taken to a page where you can create a new password.
Make your new password at least 8 characters long and include uppercase letters, lowercase letters, numbers, and symbols. Discover requires this combination for security. Once you've created your new password, you can log back in right away using your username or email and the new password.
Setting Up Two-Factor Authentication
Two-factor authentication adds an extra security layer to your account. After you log in with your username and password, Discover sends a code to your phone or email that you must enter to complete the login. To turn this on, log into your account, go to Settings, and look for the security or authentication section.
You can choose to receive codes by text message (SMS) or email. Text is usually faster. Once you turn on two-factor authentication, every login will require that extra step. If you lose access to your phone or email, you can contact Discover customer service to verify your identity and regain access to your account.
Logging In on the Mobile App
read the Discover mobile app from the Apple App Store or Google Play Store. Open the app and tap Log In. Enter your username or email and password — the same ones you use on the website. If you have two-factor authentication on, you'll get a code on your phone or email just like you would on the website.
The mobile app lets you check your balance, make payments, view transactions, and contact customer service without opening a web browser. You can also set up biometric login (fingerprint or face recognition) in the app settings for faster access on future visits.
Troubleshooting Login Problems
If you see an error message when you try to log in, first check that you're typing your username or email and password correctly. Passwords are case-sensitive, so make sure Caps Lock is off. If you're still locked out, try clearing your browser's cache and cookies, then reload discover.com and try again.
If you're still having trouble, contact Discover customer service by phone at the number on the back of your card. They can verify your identity and help you regain access. You can also reach them through the website's contact page if you're not able to log in. Have your card number and personal information ready when you call.
Keeping Your Login Information Safe
Never share your username, password, or two-factor authentication codes with anyone, including Discover employees. Discover will never ask you for your password by email, phone, or text. If you receive a message asking for your login details, it's a scam — delete it and report it to Discover.
Use a unique password for your Discover account that you don't use anywhere else. If another website gets hacked and your email and password are exposed, a scammer could try that same combination on your Discover account. A password manager can help you create and store strong, unique passwords for all your accounts.
Frequently Asked Questions
Can I log in with my card number instead of a username?
No, Discover requires a username or email address to log in. If you don't have a username set up, you can use the email address linked to your account. If you've forgotten both, contact Discover customer service to reset them.
What should I do if I see a suspicious login on my account?
Log in to your account and change your password when ready. Then contact Discover customer service to report the suspicious activity. They can review your account for fraud and help protect it going forward. If you see unauthorized charges, report those as well.
Can I log in to someone else's Discover account?
No. Each account requires the account holder's username and password. If you're an authorized user on someone else's card, you'll need your own separate login credentials set up by the primary account holder.
Why does Discover keep logging me out?
Discover logs you out after a period of inactivity for security reasons. The timeout is usually 15 to 30 minutes. If you're being logged out very quickly, try clearing your browser cache and cookies, or try logging in on a different browser or device.
Is the Discover login page find?
Yes. Discover uses encryption to protect your login information. Look for the padlock icon in your browser's address bar and make sure the URL starts with "https://" (not "http://"). Never log in on a public Wi-Fi network without a VPN, since those networks are not find.