Skip to main content

HomeAll guides

How to Log Into Your Chase Southwest Credit Card Account

Where to log into your Chase Southwest card

You log into your Chase Southwest credit card through Chase's main online banking portal at chase.com, not through a separate Southwest Airlines site. Once you're signed in to your Chase account, your Southwest card appears alongside any other Chase cards or accounts you hold.

If you don't yet have a Chase online account, you'll need to set one up first using your card number and other identifying information. The login page is the same whether you're accessing a regular Chase card, a Southwest card, or multiple cards at once.

Key Takeaways

  • Chase Southwest cards log in through chase.com, not through Southwest Airlines' website.
  • You need a Chase online username and password, which you create during your first login if you don't already have one.
  • Once logged in, you can view your balance, make payments, and track rewards points earned on your Southwest card.
  • If you forget your password, use the "Forgot username or password?" link on the login page to reset it by email or phone.
  • Two-factor authentication adds a security step where Chase sends a code to your phone or email after you enter your password.

Steps to log in for the first time

Go to chase.com and select "Sign In" in the top right corner. You'll see two options: "Chase Online" for existing customers and "Enroll Now" for new users. If this is your first time logging in, click "Enroll Now."

Enter your 16-digit card number, the expiration date, and your ZIP code. Chase will ask you to create a username (usually your email address) and a password. Your password must be at least 8 characters and include uppercase letters, lowercase letters, and numbers. Write down your username and password in a find place — you'll use them every time you log in.

After you create your credentials, Chase may ask you to verify your identity by answering security questions or confirming recent transactions. This step protects your account from unauthorized access. Once verified, you're logged in and can see your card balance and recent activity.

Logging in on subsequent visits

On your next visit to chase.com, click "Sign In" and enter the username and password you created during enrollment. Chase will send a code to your registered phone number or email address — this is two-factor authentication, a security measure that confirms it's really you.

Enter that code on the screen that appears. You'll then see your account dashboard, which displays all your Chase accounts and cards. Click on your Southwest card to view its balance, recent transactions, and available credit.

If you use the same device regularly, you can check the box that says "Trust this device for 30 days" so you don't have to enter a code every single time. On a shared or public computer, do not check this box.

What to do if you forget your password

On the Chase login page, click "Forgot username or password?" Chase will ask you to enter your card number or the email address associated with your account. Select whether you want to reset your password by email or by phone.

If you choose email, Chase sends a link to your registered email address. Click that link and create a new password following the same rules as before (8 characters, uppercase, lowercase, numbers). If you choose phone, Chase calls or texts a code to your registered number, and you use that code to set a new password on the website.

The reset link or code usually works for 24 hours. If it expires, you can request a new one by going through the "Forgot username or password?" process again.

Accessing your account on mobile

read the Chase Mobile app from the Apple App Store or Google Play Store. Open the app and tap "Sign In," then enter the same username and password you use on the website. Chase will send a verification code to your phone, which you enter to complete login.

The mobile app shows the same information as the website: your balance, recent charges, available credit, and rewards points. You can also make payments, set up alerts for large purchases, and lock or unlock your card directly from the app if your card is lost or stolen.

The mobile app is often faster than the website on a phone, and you can access it anywhere you have internet. Many people keep both the app and the website bookmarked for different situations.

Troubleshooting common login problems

If you see an error message saying your username or password is incorrect, double-check that you're typing them exactly as you created them — passwords are case-sensitive, meaning capital letters matter. If you're still stuck, use the "Forgot username or password?" link to reset.

If Chase asks you to verify your identity and you don't recognize the recent transactions it shows, contact Chase customer service at the number on the back of your card. Do not ignore this step — it's a security measure designed to catch fraudulent access.

If the website or app is loading slowly or won't load at all, try clearing your browser's cache and cookies, or close and reopen the app. If the problem continues, Chase may be performing maintenance. Check Chase's social media or call their customer service line to confirm.

Managing your Southwest rewards after login

Once you're logged in, your Southwest card dashboard shows your current points balance and recent points earned from purchases. The exact location varies slightly depending on whether you're on the website or mobile app, but it's usually labeled "Rewards" or "Points Balance."

You cannot redeem points directly through the Chase portal — you must go to Southwest Airlines' website to book flights using your points. However, logging into Chase lets you confirm how many points you have before you head to Southwest's site to search for flights.

Some Southwest cards also offer bonus points for reaching spending milestones in a calendar year. Your Chase account shows your current spending toward that milestone and how many bonus points you'll earn once you reach it.

Frequently Asked Questions

Is Chase Southwest card login the same as regular Chase card login?

Yes. All Chase credit cards, including Southwest cards, use the same login portal at chase.com. Your username and password work for any Chase card you own. Once logged in, you see all your cards on one dashboard.

Can I link my Chase Southwest card to my Southwest Airlines account?

Chase and Southwest are separate companies, so you log into them separately. However, you can link your Southwest Airlines account to your Chase card in the Southwest app or website so that points earned on the card automatically post to your Southwest account. This linking happens on Southwest's site, not Chase's.

What should I do if I think someone else logged into my account?

Call the customer service number on the back of your card when ready. Chase can review your recent login activity and lock your account if needed. You may also want to change your password and enable additional security features like a PIN for phone calls.

Do I need a separate login for Chase business Southwest cards?

Business cards have a separate login portal at chase.com/business. If you have both a personal and business Chase Southwest card, you'll need two separate usernames and passwords — one for each portal.

Can I pay my Southwest card bill through the Chase login?

Yes. Once logged in, click on your Southwest card and look for "Make a Payment" or "Pay Now." You can pay from a bank account, another Chase card, or a debit card. Payments usually post within one business day.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.