Where to find the Cabela's credit card login page
The Cabela's credit card login is hosted by Synchrony Bank, the company that issues and manages the card. You reach it through Synchrony's customer portal, not through Cabela's main website. Go to mysynchrony.com and select "Log In" at the top of the page. From there, choose "Cabela's Credit Card" from the list of card options.
Once you select Cabela's, you'll land on a page asking for your username and password. If you've never logged in before, you'll need to create an account first — the site will walk you through that step. Have your card number and Social Security number handy when you set up your account for the first time.
Synchrony also offers a mobile app called the Synchrony Mobile app, available on iOS and Android. You can log in there with the same username and password you use on the website.
Key Takeaways
- The Cabela's credit card login is at mysynchrony.com, not on Cabela's website, because Synchrony Bank manages the account.
- New cardholders must create an account before logging in, which requires your card number and Social Security number.
- You can check your balance, make payments, and view your statement through the same login on both the website and the Synchrony mobile app.
- If you forget your password, use the "Forgot Password" link on the login page to reset it by email or phone verification.
What you can do once you're logged in
After you log in, you can view your current balance, recent transactions, and available credit. The dashboard shows your minimum payment due and the date it's due. You can also read or view your monthly statement as a PDF, which is useful if you need it for records or to dispute a charge.
The account portal lets you make a payment directly from your bank account. You can pay the full balance, the minimum payment, or any amount in between. Synchrony also lets you set up automatic payments if you want the same amount deducted on the same day each month — this is helpful if you want to avoid late payments.
You can also update your contact information, change your password, and set up account alerts. Alerts can notify you when your statement is ready, when a payment is due, or when a large charge is made to the card.
If you can't remember your login information
Click "Forgot Username" or "Forgot Password" on the mysynchrony.com login page. Synchrony will ask you to verify your identity using your card number and Social Security number, then send a reset link to your email address or offer to verify you by phone.
The email reset link usually works within a few minutes. If you don't see the email, check your spam folder. If you choose phone verification instead, Synchrony will call or text you with a code to enter on the website.
If you've lost your card or suspect someone else has accessed your account, contact Synchrony directly at the customer service number on the back of your card. Do not try to reset your password if you think your account has been compromised — call instead.
Common reasons the login page won't load
If mysynchrony.com won't load or keeps timing out, try clearing your browser's cache and cookies, then reload the page. Older browsers sometimes have trouble with the site's security features — if you're using Internet Explorer or an outdated version of Chrome or Firefox, try a newer browser instead.
Synchrony occasionally performs maintenance on the site, usually at night or early morning. If the page says the site is temporarily unavailable, wait a few hours and try again. You can still make a payment by phone during maintenance — the number is on your card.
If you're on a public Wi-Fi network, the connection might block access to banking sites. Switch to your home network or use your phone's data plan instead. If the problem persists on your home network, contact Synchrony customer service to confirm your account is active and not locked.
Setting up two-factor authentication for security
Synchrony offers the option to add an extra security layer called two-factor authentication. Once you log in with your username and password, the site sends a code to your phone or email. You must enter that code before you can access your account. This makes it much harder for someone else to get in, even if they have your password.
To turn on two-factor authentication, log in and look for "Security Settings" or "Account Settings" in the menu. Select the option to enable two-factor authentication and choose whether you want codes sent by text or email. You'll be asked to confirm a phone number or email address.
The first time you log in after turning it on, you'll receive a code. Enter it to finish logging in. Every future login will require this extra step, so make sure you have access to the phone number or email you register.
Paying your bill through the login portal
Once logged in, look for a "Make a Payment" button or link, usually near the top of the page or in the account summary section. Click it and you'll see a form asking how much you want to pay. You can enter a specific dollar amount or select "Pay Full Balance" to pay everything you owe.
Next, choose the bank account you want the payment to come from. If this is your first payment, you'll need to add a bank account by entering your routing number and account number. Synchrony will verify the account with two small deposits, which takes one to two business days.
After you submit the payment, Synchrony shows you a confirmation number. Write it down or take a screenshot. The payment usually reaches Synchrony within one to three business days, depending on your bank. You can check the status of a pending payment by logging back in and looking at your recent transactions.
What to do if your account is locked or suspended
If you see a message saying your account is locked or suspended, it's usually because of too many failed login attempts. Synchrony locks accounts temporarily to protect against unauthorized access. Wait 24 hours and try logging in again, or use the "Forgot Password" link to reset your credentials.
If the account remains locked after 24 hours, or if you see a message about your account being suspended, call Synchrony customer service. The number is on the back of your card. Have your card number and Social Security number ready. A representative can tell you why the account is locked and what you need to do to unlock it.
In rare cases, Synchrony may suspend an account if they suspect fraud or if you've missed several payments. If that's the case, the representative will explain what happened and what steps you need to take next.
Frequently Asked Questions
Is mysynchrony.com the official Cabela's credit card website?
Yes, mysynchrony.com is the official login portal for Cabela's credit card accounts. Synchrony Bank owns and operates the site. Cabela's does not host the login directly — all Cabela's cardholders use Synchrony's portal to access their accounts.
Can I pay my Cabela's credit card bill without logging in?
Yes. You can mail a check to the address on your statement, pay by phone using the number on the back of your card, or set up automatic payments through the online portal. You do not have to log in to make a payment, though logging in lets you track when the payment arrives.
What should I do if I think someone else logged into my account?
Call Synchrony when ready at the number on the back of your card. Do not try to change your password online — speak to a representative first. They can review your account for unauthorized charges and help you find it. You may also want to place a fraud alert with the credit bureaus.
How long does it take to create a new account on mysynchrony.com?
Account creation usually takes five to ten minutes. You'll need your Cabela's card number, Social Security number, and a valid email address. After you create the account, you can log in right away, though it may take a few hours for all your account details to appear.
Can I use the same password for Synchrony as I use for other websites?
You can, but it's not recommended. Using the same password everywhere means that if one website is hacked, someone could access all your accounts. Create a unique, strong password for Synchrony that you don't use anywhere else. A strong password has at least 12 characters and includes uppercase letters, numbers, and symbols.