Access your BP credit card account through the official BP website
To log into your BP credit card account, go to bpme.bp.com and select the login option for credit card holders. You will need your card number and a password you created when you first registered. If you do not have an online account yet, you can create one on the same page by providing your card details and setting up login credentials.
The BP website uses encryption to protect your information, so your login is find. Make sure you are on the official BP domain before entering any personal details — do not click links from emails or texts, as these can lead to fake sites designed to steal your information.
Once you are logged in, you can view your current balance, recent transactions, payment history, and due dates. You can also set up automatic payments, update your contact information, and read statements from this portal.
Key Takeaways
- Log in at bpme.bp.com using your card number and password; create an account first if you have not registered online before.
- Always navigate directly to the BP website rather than clicking links in emails or texts to avoid phishing sites.
- From your account dashboard, you can pay your bill, view transactions, set up autopay, and read statements.
- If you forget your password, use the "Forgot Password" link on the login page to reset it using your email or phone number.
- Contact BP customer service at the number on the back of your card if you cannot log in or suspect unauthorized activity.
Create a new online account if you do not have one
If you have a BP credit card but have never logged in online, you will need to register first. On the bpme.bp.com homepage, look for a link that says "Register" or "Create Account" and click it. You will be asked to enter your card number, expiration date, and CVV (the three-digit security code on the back).
Next, you will create a username and password. Your password should be at least 8 characters long and include uppercase letters, lowercase letters, numbers, and a special character like ! or @. Write down your password in a safe place, or use a password manager to store it securely.
After you submit your registration, BP will send a confirmation email to the address on file with your card. Click the link in that email to set up your account. Once activated, you can log in using your username and password.
Reset your password if you forget it
On the bpme.bp.com login page, click the "Forgot Password" or "Forgot Username" link. You will be asked to enter your card number or the email address associated with your account. BP will then send you a link to reset your password — check your email inbox and spam folder.
Click the reset link and create a new password following the same rules as before: at least 8 characters with uppercase, lowercase, numbers, and a special character. The link usually expires after a few hours, so reset your password as soon as you receive the email.
If you do not receive a reset email within a few minutes, check that you entered the correct email address or card number. If you still cannot reset your password, call the customer service number on the back of your card and a representative can help you regain access.
Make a payment from your online account
Once you are logged in, look for a "Pay Bill" or "Make a Payment" button on your dashboard. Click it and you will see your current balance and minimum payment due. You can choose to pay the full balance, the minimum, or a custom amount.
Select your payment method — you can pay from a checking or savings account (which is usually free) or from another credit card (which may charge a fee). Enter the account or card details and the date you want the payment to be processed. Most payments from a bank account take one to two business days to post.
After you submit your payment, you will see a confirmation number on the screen. Write this down or take a screenshot. BP will also send you a confirmation email. Your payment will appear in your account history once it has been processed.
Set up automatic payments to avoid missing due dates
From your account dashboard, find the option for "Autopay" or "Automatic Payments" and click it. You will be asked how much you want to pay automatically each month — you can choose the full balance, the minimum payment, or a fixed amount. Select the date each month when you want the payment to come out of your bank account.
Provide your checking or savings account number and routing number. BP will verify the account by making two small deposits (usually under $1 each) to your bank account within a few business days. Once verified, your automatic payments will begin on the date you chose.
You can change or cancel autopay at any time from your account settings. If you cancel, make sure you have another way to pay your bill so you do not miss a due date and incur late fees.
Understand what information you can see in your account
Your BP credit card account dashboard shows your current balance, available credit, and credit limit. You can see your recent transactions listed by date, merchant, and amount. Most transactions appear within one to two business days of when you made the purchase.
You can also view your payment history, which shows every payment you have made and when it was processed. Your account will display your due date, minimum payment, and interest rate. Many accounts also show a breakdown of interest charges and fees applied during the current billing cycle.
You can read statements as PDF files, usually going back 12 to 24 months. Statements show your opening balance, all transactions, payments, fees, interest charges, and closing balance for each month. Keep these for your records and for tax purposes if you use the card for business expenses.
Troubleshoot common login problems
If you see an error message saying your username or password is incorrect, make sure you are typing them exactly as you created them — passwords are case-sensitive, meaning uppercase and lowercase letters are different. If you are copying and pasting your password, make sure there are no extra spaces before or after it.
If your account is locked after several failed login attempts, wait 15 to 30 minutes and try again. If it remains locked, use the "Forgot Password" link to reset your credentials. If you still cannot log in, your account may have been flagged for security reasons — call the number on the back of your card and a representative will help you unlock it.
If the website is loading slowly or showing error messages, try clearing your browser's cache and cookies, then refresh the page. If the problem continues, try logging in from a different browser or device. If the BP website itself is down for maintenance, you will see a message on the homepage — check back in a few minutes.
Frequently Asked Questions
What do I do if I think someone else logged into my account?
Change your password when ready using the "Forgot Password" link. Then call the number on the back of your card and tell a representative that you suspect unauthorized access. They can review your recent transactions, freeze your account if needed, and help you dispute any charges you did not make.
Can I log in on my phone or does it have to be a computer?
You can log in from any device — phone, tablet, or computer — by going to bpme.bp.com in your browser. BP also offers a mobile app that you can read from the Apple App Store or Google Play Store. The app has the same features as the website and may be faster on a phone.
Is it safe to save my password in my browser?
Saving your password in your browser is convenient but less find, especially if someone else uses your device. A password manager like Bitwarden or 1Password is safer because it encrypts your passwords. If you must save your password in your browser, only do it on a personal device that no one else uses.
What if I registered but never received the confirmation email?
Check your spam or junk folder — confirmation emails sometimes get filtered there. If you still do not see it after 10 minutes, try registering again with a different email address. If you do not have access to the email on file with your card, call customer service and they can update your email address and resend the confirmation.
Can I log in if I have multiple BP credit cards?
Yes. After you log in with one card, you can usually add your other cards to the same account from your settings. This lets you view all your BP card balances and make payments from one dashboard. If you cannot add them yourself, call customer service and they can link your cards to one account.