The main Target credit card customer service number
Call 1-800-424-6888 to reach Target credit card customer service. This number handles questions about your Target Mastercard or Target RedCard, including account balance, payments, fraud reports, and lost or stolen cards.
The line is open Monday through Friday, 7 a.m. to 9 p.m. Central Time, and Saturday and Sunday, 8 a.m. to 5 p.m. Central Time. Wait times are typically shorter early in the morning or mid-week.
Have your card number or the phone number associated with your account ready before you call. If you are calling about a lost or stolen card, you can report it when ready and request a replacement.
Key Takeaways
- Target credit card customer service is 1-800-424-6888, available seven days a week with extended hours on weekdays.
- You can report a lost or stolen card, dispute a charge, or ask about your account balance and payment options by phone.
- Have your card number or account phone number ready before calling to speed up the process.
- For issues outside business hours, you can also manage your account online through Target's website or mobile app.
- If you are having trouble reaching the main line, check your card's back for an alternate number specific to your card type.
What you can handle on this call
The customer service team can help you with account questions, payment arrangements, credit limit increases, and fraud concerns. You can ask about your current balance, due date, minimum payment, or how to set up automatic payments.
If you notice an unauthorized charge, the representative can start a dispute and explain the investigation process. They can also help if you have questions about your rewards or RedCard benefits.
For technical issues with online account access or the Target app, they may direct you to the digital support team, but they can often reset your login or walk you through troubleshooting steps.
When to call versus using online options
Call the phone line if you need when ready help with a lost card, want to discuss a large or unusual charge, or prefer to talk through payment options with a person. The phone team can also make one-time exceptions or adjustments that the automated system cannot.
If your issue is routine — checking your balance, making a payment, or viewing your statement — the Target website or mobile app is faster and available 24/7. Log in with your username and password to access your account when ready.
For non-urgent questions that do not require a decision, you can also send a message through your online account portal, though response times vary.
What to have ready before you call
Gather your Target credit card or the phone number linked to your account. If you are calling about a specific transaction, have the date and amount ready so the representative can locate it quickly.
If you are reporting fraud, have any documentation of the unauthorized charge — a receipt, email confirmation, or statement screenshot. If you are calling about a payment, know your current balance or have your statement in front of you.
If you are calling from a phone number different from the one on your account, the representative may ask security questions to verify your identity. Answers to questions like your mother's maiden name or the last four digits of your Social Security number will speed up the process.
Reporting a lost or stolen card
Call 1-800-424-6888 when ready if your card is lost or stolen. The representative will deactivate it right away so no one else can use it. You do not have to wait for business hours — the line has a fraud option available 24/7.
After you report the card, a replacement will be mailed to your address on file. Standard delivery takes 7 to 10 business days. Ask the representative for a tracking number if one is available.
While you wait for the replacement, you can still use your account online or through the Target app if you have those set up. You can also ask about a temporary digital card or payment method if you need to make a purchase before the physical card arrives.
If you cannot reach the number or have a different issue
If the main line is busy or you are having trouble connecting, check the back of your Target credit card for an alternate customer service number. Some cards have a separate line for specific issues like fraud or international transactions.
You can also log into your Target credit card account online and look for a "Contact Us" link, which may offer chat support or the option to request a callback instead of waiting on hold.
If you are having trouble with your account access itself — you cannot log in or reset your password — the Target website has a separate support section for digital account issues that may be faster than the main credit card line.
Frequently Asked Questions
Can I make a payment over the phone?
Yes. When you call 1-800-424-6888, a representative can take a payment by phone using your bank account or debit card. You can also make a payment online or through the Target app without calling. Payments made by phone are usually processed the next business day.
What if I have a question about my Target RedCard rewards?
The same number handles RedCard questions. The representative can explain how your rewards work, show you your current balance, or help you redeem points. If you have a question specific to a promotion, they can look up the terms and tell you whether you may have access to.
How long does a fraud dispute take?
After you report an unauthorized charge, the bank typically investigates within 30 days. The representative will explain the timeline and tell you how to check the status. In the meantime, the charge may be removed from your account temporarily while the investigation is underway.
Is there a number for business or corporate Target cards?
If you have a Target business card, the customer service process is similar but may have a different number. Check your business card's back or your account documentation for the correct line. Business card support may have different hours than the consumer card line.
What if I am calling from outside the United States?
The main number may not work from outside the U.S. Check your card or your account online for an international customer service number. You can also manage your account online from anywhere, which avoids long-distance charges.