Pay your Walgreens credit card online, by phone, or by mail
The Walgreens credit card is issued by Synchrony Bank, not by Walgreens itself. This matters because it changes where you send your payment. You can pay online through your Synchrony account, call Synchrony's payment line, mail a check to their processing center, or set up automatic payments from your bank account. The fastest route is online — payments post the same business day if submitted before the cutoff time, usually around 8 p.m. Eastern.
You do not pay Walgreens directly, even though you use the card at Walgreens stores. Synchrony handles all billing, statements, and payment processing. This is the same structure used by store credit cards from Target, Amazon, and Best Buy — the retailer partners with a bank, and the bank owns the account.
Key Takeaways
- Log into your Synchrony account at mysynchrony.com or through the Synchrony mobile app to pay online, which is the fastest method.
- Call Synchrony at the number on the back of your card to make a payment by phone; you will need your card number and bank account information ready.
- Mail payments to the address shown on your statement; include your account number and the payment amount on the check or money order.
- Set up automatic payments through your Synchrony account to have a fixed amount deducted from your bank account on the same date each month.
- Payments made online or by phone before the cutoff time post the same business day, while mailed payments typically take five to seven business days to process.
Paying online through Synchrony
Go to mysynchrony.com and sign in with your username and password. If you have not set up an online account yet, you can create one using your card number and Social Security number. Once logged in, select "Make a Payment" and choose the amount you want to pay — you can pay the full balance, the minimum payment, or a custom amount.
You will be asked to confirm the payment method (your bank account) and the date you want the payment to post. If you submit before the cutoff time on a business day, the payment posts the same day. Payments submitted after the cutoff or on weekends post the next business day. You will receive a confirmation number when ready; save this for your records.
The Synchrony mobile app offers the same payment options. read it from the Apple App Store or Google Play, sign in with your Synchrony credentials, and tap "Make a Payment." The process is identical to the website version.
Paying by phone
Call the number on the back of your Walgreens credit card. This connects you to Synchrony's automated payment system. You will need your card number, the amount you want to pay, and your bank account number (routing number and account number) or debit card information ready.
The automated system will confirm the payment amount and the date it will post, then provide a confirmation number. If you prefer to speak with a representative, you can stay on the line after the automated prompts end, though wait times vary. Payments made by phone before 8 p.m. Eastern on a business day post the same day.
Paying by mail
Write a check or money order for the amount you owe. On the check, write your Walgreens credit card account number in the memo line. Mail it to the address printed on your statement under "Payment Address" — this is different from the address where you send disputes or correspondence.
Include only the check and a portion of your statement showing your account number; do not send the entire statement. Mailed payments typically take five to seven business days to reach Synchrony's processing center and post to your account. To avoid late fees, mail your payment at least ten days before your due date.
Setting up automatic payments
Log into mysynchrony.com and select "Manage Automatic Payments" or "AutoPay." Choose the amount (minimum payment, full balance, or a fixed amount), the date each month you want it to deduct from your bank account, and confirm your bank account details. Once set up, the payment happens automatically on that date each month.
You can change or cancel automatic payments anytime through your Synchrony account. If you set it to pay the full balance each month, you will never carry a balance and will not pay interest — but you will still receive a statement showing your purchases and the automatic payment.
What happens if you miss a payment
If your payment does not post by the due date shown on your statement, Synchrony charges a late fee (the amount varies but is typically $25 to $40 for the first late payment). Your interest rate may also increase if you have a promotional rate — many Walgreens card offers include 0% interest for a set period, but a late payment can end that promotion when ready.
A payment is considered late if it posts after 5 p.m. Eastern on the due date. If you are close to the due date, pay online or by phone rather than by mail. If you do miss a payment, contact Synchrony as soon as possible; some representatives can waive a single late fee if you have a good payment history.
Frequently Asked Questions
Can I pay my Walgreens credit card at a Walgreens store?
No. Walgreens stores do not accept credit card payments. You must pay through Synchrony using one of the four methods: online, phone, mail, or automatic payment. Some Walgreens locations have MoneyGram services, but those are for sending money to other people, not for paying your credit card bill.
What if I pay online but the payment does not show up right away?
Online payments post the same business day if submitted before the cutoff time (usually 8 p.m. Eastern). If you submitted after the cutoff or on a weekend, it will post the next business day. Check your Synchrony account the following day; the payment should appear in your transaction history even if your balance has not updated yet.
Is there a fee to pay my credit card bill?
No. Synchrony does not charge a fee for online, phone, or automatic payments. Mailed payments are also free. Some third-party payment services advertise "fast payment" options with a fee, but these are not affiliated with Synchrony and are unnecessary.
Can I set up automatic payments for different amounts each month?
No. Automatic payments must be a fixed amount each month. If your balance varies, you can set it to pay the full balance automatically, which adjusts each month based on what you owe. Otherwise, you will need to make manual payments for months when you want to pay a different amount.
What if I want to pay early, before my due date?
You can pay anytime through any of the four methods. Paying early reduces the interest you owe if you carry a balance, and it lowers your credit utilization ratio (the amount of your credit limit you are using), which can help your credit score.