Pay your Tires Plus credit card online, by phone, or by mail
Tires Plus issues its credit card through Synchrony Bank. You can make a payment through Synchrony's website or mobile app, by calling Synchrony's customer service line, or by mailing a check to the address on your statement. Most online and phone payments post within one business day.
The card works like any retail credit card — you use it at Tires Plus locations to buy tires, batteries, oil changes, and other automotive services. Your monthly statement shows the balance due and the minimum payment required. You can pay the full balance, the minimum, or any amount in between.
Key Takeaways
- Synchrony Bank manages your Tires Plus credit card account, and you make payments directly to Synchrony, not to Tires Plus.
- The fastest way to pay is through Synchrony's website or mobile app, where payments usually post within one business day.
- You can also pay by phone at the customer service number on your statement, or by mailing a check to the address listed there.
- Your monthly statement shows your balance due, minimum payment, and the due date — paying by the due date avoids late fees and interest charges.
Pay online through Synchrony's website or app
Go to Synchrony's customer portal at mysynchrony.com or read the Synchrony mobile app from your phone's app store. Log in with your username and password, or create an account if this is your first time.
Once logged in, select your Tires Plus card account. You will see your current balance, available credit, and recent transactions. Click the option to make a payment. Enter the amount you want to pay and choose your payment method — you can pay from a checking or savings account, or use a debit card.
Review the payment details and confirm. Synchrony will show you the date the payment will post. Most payments made before 8 p.m. Eastern Time on a business day post the next business day. Payments made after 8 p.m. or on weekends and holidays post the following business day.
Pay by phone with a Synchrony representative
Call the customer service number on the back of your Tires Plus credit card or on your monthly statement. A representative will verify your identity and ask for the amount you want to pay.
Have your checking or savings account information ready, or a debit card number. The representative will process the payment over the phone and give you a confirmation number. Write down the confirmation number for your records. Phone payments typically post within one business day, the same as online payments.
Pay by mail with a check or money order
Write a check or money order for the amount you owe. On the memo line, write your Tires Plus credit card account number so Synchrony knows which account to credit.
Mail your payment to the address shown on your monthly statement under "Payment Address" or "Make Checks Payable To." Do not mail your payment to a Tires Plus store location — it will not reach Synchrony in time. Mail payments typically take 5 to 7 business days to arrive and post, so send your check early if your due date is coming up.
Understand your statement and due date
Your monthly statement arrives by mail or email, depending on how you set up your account. The statement shows your opening balance, all charges and payments from the month, your new balance, your minimum payment due, and your due date.
The due date is usually 21 to 25 days after your statement closes. If you pay at least the minimum payment by the due date, you avoid a late fee. If you pay the full balance by the due date, you also avoid interest charges on new purchases (though interest on existing balances may still explore, depending on your account terms).
If you miss the due date, Synchrony will charge a late fee and may report the late payment to credit bureaus, which can lower your credit score. If your payment is more than 60 days late, Synchrony may close your account.
Set up automatic payments to avoid missing a due date
Log into your Synchrony account online or through the app and look for the option to set up automatic payments. You can choose to pay a fixed amount each month, the minimum payment, or the full balance automatically on a date you select.
Automatic payments draw from your checking or savings account on the date you choose. If you set up automatic payment for the full balance, you will never carry a balance or pay interest. If you set up automatic payment for the minimum, you will still owe interest on any remaining balance.
You can change or cancel automatic payments anytime through your Synchrony account. If you do cancel, make sure you have another way to pay — missing a payment can hurt your credit and trigger late fees.
What to do if you cannot pay by the due date
If you know you will miss your due date, contact Synchrony before the date arrives. Call the number on your statement and explain your situation. Synchrony may be able to work with you, though they are not required to waive fees or extend your due date.
Some cardholders are able to set up a payment plan or defer a payment, but this depends on your account history and Synchrony's policies at the time you call. It is always better to call ahead than to miss the due date and face a late fee and credit damage.
Frequently Asked Questions
Where do I find my Synchrony account number?
Your Synchrony account number is on the front of your Tires Plus credit card and on every monthly statement. When you call to make a payment or log into your online account, have this number ready.
Can I make a payment at a Tires Plus store?
No. Tires Plus stores do not process credit card payments. You must pay through Synchrony directly — online, by phone, or by mail. Payments made at a store location will not reach your account.
What if my payment was rejected or did not post?
Log into your Synchrony account to check the status of your payment. If it shows as pending, it will post within one business day. If it shows as rejected, Synchrony will tell you why — usually because of insufficient funds or an incorrect account number. Contact Synchrony to resubmit the payment.
Do I have to pay interest if I pay the full balance each month?
If you pay the full statement balance by the due date, you will not owe interest on new purchases. However, if you carried a balance from a previous month, interest may still explore to that older balance depending on your card terms. Check your statement to see if interest is being charged.
What happens if I only pay the minimum?
Paying the minimum keeps your account in good standing and avoids a late fee, but you will owe interest on the remaining balance. The interest rate varies by cardholder and is shown on your statement. Paying only the minimum means your balance will grow each month until you pay it off.