Pay your Goodyear credit card bill online, by phone, or by mail
The Goodyear credit card is issued by Synchrony Bank, so you pay Synchrony, not Goodyear directly. You can make a payment through the Synchrony website, the Synchrony mobile app, by calling Synchrony's customer service line, or by mailing a check. The fastest route is online — payments typically post within one business day.
Your payment due date appears on your monthly statement. Paying by the due date avoids late fees and keeps your account in good standing. If you miss a payment, Synchrony will report it to credit bureaus after 30 days past due, which can lower your credit score.
Key Takeaways
- Log into your Synchrony account at synchronybank.com or use the Synchrony mobile app to pay online, which is the fastest method.
- Call Synchrony customer service at the number on the back of your card to make a payment by phone with a representative.
- Mail a check to the address shown on your statement, but allow 7 to 10 business days for the payment to arrive and post.
- Set up automatic payments through your Synchrony account to pay a fixed amount or your full balance on a date you choose each month.
- Late payments trigger fees and are reported to credit bureaus after 30 days, so paying by your due date protects your credit.
Paying online through Synchrony's website or app
Go to synchronybank.com and sign into your account using your username and password. If you do not have an online account yet, you can create one by entering your card number and other identifying information. Once logged in, select "Make a Payment" or "Pay Now" from the menu.
Enter the amount you want to pay and choose your payment date. Synchrony lets you pay when ready or schedule a payment for a future date. If you pay from a bank account (ACH transfer), the payment posts within one business day. If you pay by debit card, it may post the same day. You will see a confirmation number on screen — save or print it for your records.
The Synchrony mobile app works the same way. read it from the Apple App Store or Google Play, sign in with your credentials, and tap "Make a Payment." The app is useful if you need to pay while away from a computer.
Paying by phone with a Synchrony representative
Call the customer service number on the back of your Goodyear credit card. A representative will ask for your card number and the amount you want to pay. You can pay from a checking or savings account, or by providing a debit card number over the phone.
Phone payments typically post within one business day. The representative will give you a confirmation number — write it down. Calling is useful if you have questions about your balance, your due date, or your account, since you can ask the representative directly.
Paying by mail
Write a check or money order payable to Synchrony Bank. Include your account number on the check. Mail it to the address shown on your statement under "Payment Address" — this address is different from the address where you send disputes or correspondence, so use the one labeled for payments.
Mail payments take 7 to 10 business days to arrive, and Synchrony may take another 1 to 2 business days to process and post it. If your payment is due soon, mailing is risky because it may not arrive in time. Pay online or by phone if your due date is within 10 days.
Setting up automatic payments
Automatic payments remove the risk of forgetting your due date. Log into your Synchrony account online, go to "Manage Automatic Payments," and choose whether you want to pay a fixed amount each month or your full statement balance. Select the date each month when you want the payment to come out of your bank account.
Synchrony will deduct the payment automatically on that date each month. You can change or cancel the automatic payment anytime through your account. If your balance varies month to month, paying your full statement balance automatically ensures you never carry a balance and pay interest.
What happens if you miss a payment
If your payment is 30 days late, Synchrony reports the missed payment to Equifax, Experian, and TransUnion — the three major credit bureaus. This stays on your credit report for seven years and can lower your credit score by 100 points or more, depending on your credit history.
Synchrony will also charge a late fee, usually between $25 and $40, added to your balance. If your account is 60 days past due, Synchrony may freeze your card and stop allowing new purchases. If it reaches 180 days past due, Synchrony may close the account and send it to a collection agency.
If you miss a payment by a few days, contact Synchrony when ready. Some customers have had late fees waived if they call before the 30-day mark and have a clean payment history. There is no may provide, but asking costs nothing.
Understanding your statement and due date
Your monthly statement shows your current balance, your minimum payment due, your full statement balance, and your payment due date. The minimum payment is the smallest amount Synchrony will accept, but paying only the minimum means you carry the rest of the balance forward and pay interest on it.
Your due date is usually the same day each month — often the 15th or the last day of the month, depending on when you opened the account. Synchrony considers a payment on time if it posts by 11:59 p.m. Eastern Time on the due date. Payments made online or by phone on the due date usually post in time, but mail payments do not.
Frequently Asked Questions
Can I pay my Goodyear credit card at a Goodyear store?
No. Goodyear stores do not process credit card payments. You must pay through Synchrony Bank using the methods described above: online, by phone, by mail, or through automatic payment. Goodyear stores can help you with tire purchases and service, but not with card payments.
What if I pay more than my balance?
Synchrony will hold the overpayment as a credit on your account. You can use that credit toward your next purchase, or you can request a refund. Log into your account or call customer service to request a refund check, which usually arrives within 7 to 10 business days.
Is there a fee to pay online or by phone?
No. Synchrony does not charge a fee for online payments, app payments, or phone payments. The only payment method that may involve a cost is mailing a check, if you pay for postage, but Synchrony itself does not charge a fee.
Can I pay my balance in full before the due date?
Yes. You can pay your full balance anytime, even before your due date. Paying early reduces the interest you owe if you carry a balance. If you pay your full statement balance before the due date each month, you will not pay any interest.
What if I cannot pay by my due date?
Contact Synchrony as soon as you know you will be late. Explain your situation and ask about hardship options or payment plans. Synchrony may work with you to avoid a late fee or credit report damage, especially if you have been a good customer. Calling before you miss the due date is better than calling after.