Where to send your Dick's Sporting Goods credit card payment
Dick's Sporting Goods issues its credit card through Comenity Bank, which handles all payments. You can pay online through your Comenity account, by phone, by mail, or in person at a Dick's store. The fastest route is online — you can set up a one-time payment or automatic monthly payments in minutes, and the payment posts the same day if you submit before the cutoff time (usually 8 p.m. Eastern).
If you do not have a Comenity account yet, you will need to create one before you can pay online. Go to the Comenity Bank website, select Dick's Sporting Goods from the list of cards, and follow the enrollment steps. You will need your card number and Social Security number to set up the account.
Key Takeaways
- Pay online through Comenity Bank's website or app for same-day posting if submitted before 8 p.m. Eastern.
- You can set up automatic monthly payments so you never miss a due date, and you can change or cancel them anytime.
- Payments by phone go through Comenity at 1-866-639-6348, and you will need your card number and bank account or debit card information ready.
- Mail payments to the address on your statement, and allow 7 to 10 business days for the payment to reach and post to your account.
- In-store payments at Dick's Sporting Goods locations are processed when ready but do not reduce your balance until Comenity receives and posts them, usually within one business day.
Paying online through Comenity
Online payment is the most reliable way to pay because you see confirmation when ready and can choose the exact date the payment posts. Log into your Comenity account, select "Make a Payment," and enter the amount you want to pay. You can pay from a checking or savings account (no fee) or from a debit card (Comenity may charge a fee — they will tell you before you confirm).
If you want to pay the same amount every month without logging in each time, set up automatic payments in the same section. You choose the date each month, and Comenity will deduct the payment automatically. You can pause, change the amount, or cancel automatic payments anytime by logging back in.
Paying by phone or mail
To pay by phone, call Comenity at 1-866-639-6348. Have your card number ready, plus either your checking account number and routing number (for a bank transfer) or your debit card number. The payment posts the same day if you call before the cutoff time. Phone payments take the same time as online payments — there is no advantage to calling except if you need help with your account or have questions about your balance.
Mailed payments take longer. Write a check or money order, include your card number on the payment, and mail it to the address printed on your statement. Allow 7 to 10 business days for the payment to arrive and post. If you are close to your due date, do not rely on mail — use online or phone payment instead.
Paying in person at Dick's Sporting Goods
You can walk into any Dick's Sporting Goods location and make a payment at the register. Bring your card or tell the cashier your card number. The store will process the payment when ready, but it does not post to your Comenity account until the next business day. If your due date is tomorrow, an in-store payment may not post in time — use online or phone payment to be safe.
In-store payments are useful if you prefer to handle money in person or if you are already shopping. They work the same way as online or phone payments from Comenity's perspective — the store is just a collection point.
What happens if you miss your due date
Your due date is printed on your statement. If you do not pay at least the minimum amount by that date, Comenity will report the late payment to the credit bureaus, which will lower your credit score. A late payment also triggers a late fee (the amount depends on your account terms, usually $25 to $40) and may raise your interest rate.
If you realize you will miss the due date, pay as soon as you can — even a day late is better than waiting. Contact Comenity to ask if they will waive the late fee as a one-time courtesy, especially if this is your first missed payment. They will not always agree, but it costs nothing to ask.
Setting up automatic payments to avoid late fees
The easiest way to never miss a due date is to set up automatic payments through Comenity. You can choose to pay the full balance, the minimum payment, or a fixed amount each month. The payment comes out of your bank account on the date you select, usually a few days before your due date.
If your income varies month to month, set automatic payments for the minimum amount so you always make at least that payment on time. Then pay extra online in months when you have more money. This protects your credit score while keeping your payments flexible.
Frequently Asked Questions
Can I pay my Dick's credit card at the register with a different payment method?
No. In-store payments at Dick's Sporting Goods locations accept only the Dick's credit card itself or a debit card linked to your Comenity account. To pay with a checking account, use online or phone payment through Comenity instead.
How long does it take for an online payment to show up?
Online payments post the same day if submitted before 8 p.m. Eastern. You will see the payment reflected in your account balance when ready after confirmation. If you submit after 8 p.m., it posts the next business day.
What if I pay more than my balance?
Comenity will hold the overpayment as a credit on your account. You can use it toward future purchases or request a refund. Contact Comenity to request a refund check, which usually takes 7 to 10 business days.
Can I set up automatic payments for different amounts each month?
No. Automatic payments are for a fixed amount each month. If you want to pay different amounts, set up automatic payments for the minimum and then pay extra manually in months when you can afford it.
What if I do not receive my statement?
You can still pay online through your Comenity account — your due date and balance are there. If you need a mailing address for a check payment, call Comenity at 1-866-639-6348 and they will provide it.