The Goodyear credit card is issued and serviced by Synchrony Bank, so you pay Synchrony directly, not Goodyear
When you open a Goodyear credit card, you are opening an account with Synchrony Bank, which handles all billing and payments. Goodyear is the merchant partner — they set the rewards and terms — but Synchrony owns the account and processes your payment. This matters because you send money to Synchrony, not to Goodyear, and you log into Synchrony's portal to manage your account.
You can pay online through Synchrony's website, by phone, by mail, or in person at a Goodyear store. The fastest and most common method is online through Synchrony's payment portal, where you can set up a one-time payment or enroll in automatic payments. Payments typically post within one business day if you pay before the cutoff time (usually 8 p.m. Eastern).
Key Takeaways
- Synchrony Bank issues and manages the Goodyear credit card, so you pay Synchrony, not Goodyear directly.
- Online payments through Synchrony's website are the fastest method and usually post within one business day.
- You can set up automatic payments from your bank account to avoid missing a due date.
- Payments made by mail or phone take longer to post, so plan ahead if you use those methods.
- Your Goodyear card statement shows your Synchrony account number and the Synchrony payment address.
Paying online through Synchrony's website
Go to Synchrony's main payment portal at mysynchrony.com and log in with your username and password. If you do not have an online account yet, you can create one by entering your card number and other identifying information. Once logged in, select "Make a Payment" and choose whether you want to pay the full balance, the minimum payment, or a custom amount.
Enter your bank account details (routing number and account number) or use a debit card to fund the payment. Synchrony does not charge a fee for bank transfers, but debit card payments may carry a fee depending on your bank. Choose your payment date — if you pay before the cutoff time on a business day, the payment posts the next day. Payments made after hours or on weekends post the following business day.
Setting up automatic payments
Automatic payments remove the risk of forgetting a due date and can help you avoid late fees and interest charges. Log into your Synchrony account, go to "Manage Auto Pay," and select the payment amount and frequency you want. You can choose to pay the full statement balance, the minimum payment, or a fixed dollar amount each month.
Synchrony will deduct the payment from your bank account on the date you choose, typically a few days before your statement due date. You can change or cancel automatic payments at any time through your online account. If you set up automatic payments, you still receive a statement each month showing what was paid and what balance remains.
Paying by phone
Call Synchrony's customer service line at the number on the back of your Goodyear card. A representative will ask for your account number and the amount you want to pay. You will need to provide your bank account information or debit card details over the phone. Payments made by phone are processed the same day if you call before the cutoff time, but they may take an extra day to post to your account compared to online payments.
Phone payments are useful if you do not have online access or prefer to speak with someone, but they are slower than the online portal. There is no fee for paying by phone with a bank account, though some banks may charge you a fee on their end.
Paying by mail
Write a check or money order and mail it to the address shown on your statement. Include your account number on the check so Synchrony can match the payment to your account. Mail payments typically take 7 to 10 business days to arrive and post, so send your payment at least two weeks before your due date to avoid a late payment.
The mailing address for Synchrony payments is printed on your monthly statement. Do not send payment to a Goodyear store or Goodyear's corporate address — it will be delayed or misdirected. Keep a record of the check number and date you mailed it in case you need to follow up.
Paying in person at a Goodyear store
Some Goodyear locations accept credit card payments in person. Call your local store to confirm they offer this service before you visit, because not all locations do. If they accept payments, bring your card or account number and the amount you want to pay in cash or debit card form. The store will provide a receipt, but the payment still posts through Synchrony's system, so it may take one to two business days to show on your account.
In-store payments are convenient if you are already at Goodyear for a tire or service appointment, but they are not faster than online payments. This option works best as a backup if you cannot pay online or by phone.
What to do if you miss a payment
If your payment does not arrive by the due date, Synchrony will charge a late fee (the amount varies by your card terms) and may report the late payment to credit bureaus. A single late payment can lower your credit score and increase your interest rate on future purchases. If you realize you have missed a payment, log into your account or call Synchrony when ready to pay as soon as possible.
If you are having trouble making a payment, contact Synchrony before the due date to discuss options. Some cardholders are able to negotiate a payment plan or have a late fee waived if they have a good payment history. The sooner you reach out, the more options you may have.
Frequently Asked Questions
How do I find my Synchrony account number?
Your Synchrony account number appears on your Goodyear credit card statement and on the front of your physical card. You will need this number to make a payment by phone or mail. If you cannot find it, log into your online account at mysynchrony.com or call the customer service number on the back of your card.
Can I pay my Goodyear card at a Goodyear store?
Some Goodyear locations accept in-person payments, but not all. Call your local store to ask. Even if they do accept payments, the transaction still processes through Synchrony and may take a day or two to post. Online or phone payments are faster.
Is there a fee for paying online?
Synchrony does not charge a fee for online payments made from a bank account. Payments made by debit card may carry a fee depending on your bank's policies. Phone and mail payments are also free.
What time do online payments need to be made to post the next day?
Payments made before 8 p.m. Eastern on a business day typically post the next business day. Payments made after 8 p.m. or on weekends post the following business day. Check your Synchrony account for the exact cutoff time for your region.
Can I change my automatic payment amount or date?
Yes. Log into your Synchrony account, go to "Manage Auto Pay," and update your payment amount or date. Changes take effect on your next scheduled payment. You can also cancel automatic payments at any time through your online account.