Where to pay your Chase Amazon card
You can pay your Chase Amazon credit card bill through Chase's online portal, their mobile app, by phone, or by mail. The fastest and most direct route is logging into your Chase account online or through the Chase Mobile app, where you can see your balance and make a payment in minutes. You can also call the customer service number on the back of your card to pay by phone, or mail a check to the address shown on your statement.
If you set up automatic payments, Chase will deduct your chosen amount on the date you select each month — either the full balance, the minimum payment, or a fixed dollar amount you decide. This removes the need to remember a due date and helps you avoid late fees.
Key Takeaways
- You can pay online through Chase.com or the Chase Mobile app, by phone, or by mailing a check to the address on your statement.
- Your payment due date appears on your monthly statement, and payments made after that date will trigger a late fee.
- Setting up automatic payments prevents missed due dates and ensures you pay at least the minimum each month.
- Payments made online or by phone typically post within one business day, while mailed checks take five to seven business days.
- You can pay more than the minimum at any time without penalty, and extra payments reduce the interest you owe on your balance.
Payment important date and how they affect your account
Your payment due date is listed on your monthly statement and is typically 21 to 25 days after your statement closes. If you pay after that date, Chase will charge a late fee — the amount depends on your card terms but typically ranges from $25 to $40 for the first late payment. A late payment also appears on your credit report and can lower your credit score.
If you miss a payment by 30 days or more, Chase may increase your interest rate to the penalty rate listed in your card agreement. This higher rate applies to your existing balance and any new purchases until you make six consecutive on-time payments.
Grace periods work differently depending on whether you carry a balance. If you pay your full statement balance by the due date each month, you owe no interest on new purchases. If you carry a balance from month to month, interest accrues on all purchases from the day they post, with no grace period.
Online and app payments
Log into Chase.com or open the Chase Mobile app, select your Amazon card account, and choose "Make a Payment." You can pay from a checking or savings account linked to your Chase profile, or from an external bank account you register. Enter the amount you want to pay and confirm the payment date — same-day payments are available if you submit before the cutoff time, usually around 8 p.m. Eastern.
Payments made online or through the app post to your account within one business day. If you schedule a payment for a future date, Chase will process it on that date even if it falls on a weekend or holiday. You can view your payment history and set up recurring automatic payments in the same section.
Phone and mail payments
Call the number on the back of your card to speak with a representative who can process your payment over the phone. You will need your card number, the amount you want to pay, and the bank account you want to pay from. Phone payments post within one business day, the same as online payments.
If you prefer to mail a check, write your card number on the check and send it to the address shown on your statement. Include your payment coupon if one came with your statement — it helps Chase match the payment to your account faster. Mailed payments take five to seven business days to post, so mail your check at least a week before your due date to avoid a late fee.
Automatic payments and recurring billing
Setting up automatic payments removes the risk of forgetting a due date. Log into your Chase account, go to the payment settings, and choose "Automatic Payments." You can set Chase to deduct your full statement balance, the minimum payment, or a fixed amount you choose each month on a date you select.
If you choose to pay the full balance automatically, your payment will process a few days before your due date, ensuring you never carry interest. If you set it to the minimum payment, you will still owe interest on any remaining balance, but you will avoid late fees. You can change or cancel automatic payments at any time through your account settings.
What to do if you missed a payment
If you realize you missed your due date, log into your account and make a payment when ready. The sooner you pay, the lower the total late fee and interest charges. If you are more than 30 days late, contact Chase customer service to discuss your options — some cardholders can negotiate a one-time fee waiver if they have a good payment history.
A single late payment stays on your credit report for seven years, but its impact on your credit score decreases over time. Making on-time payments going forward is the fastest way to rebuild your score. If you are struggling to make payments, Chase offers hardship programs that may lower your interest rate or adjust your payment plan — call the number on your card to ask about options.
Payment timing and posting
Online and phone payments typically post within one business day, meaning they show up in your account and reduce your balance when ready. Mailed checks take five to seven business days to clear, so the payment does not reduce your balance until it arrives at Chase's processing center. If your due date is coming up and you have not yet mailed a check, use online or phone payment instead to may support it posts on time.
Payments are processed in the order Chase receives them. If you make multiple payments in one day, they will all post within one business day, but the order may not match the order you submitted them. This does not affect your account — Chase applies all payments to your balance regardless of order.
Frequently Asked Questions
Can I pay my Chase Amazon card with a different bank account than the one I used to open the card?
Yes. You can link any checking or savings account you own to your Chase profile and pay from any of them. Log into your account, go to payment settings, and add a new external bank account. Chase will verify the account with two small deposits, which takes one to two business days.
What happens if I pay more than my statement balance?
The extra amount becomes a credit on your account and reduces your next bill. You can also request a refund of the credit balance by calling Chase customer service. Paying extra never triggers a fee and always reduces the interest you owe.
Do I have to pay the full balance, or can I pay just the minimum?
You can pay any amount between the minimum and your full balance. Paying only the minimum keeps your account in good standing and avoids late fees, but you will owe interest on the remaining balance. Paying more than the minimum reduces the total interest you pay over time.
Is there a fee for paying by phone or online?
No. Chase does not charge a fee for paying by phone, online, or through the app. Mailed checks are also free. Some third-party payment services charge a fee to process credit card payments, but paying directly through Chase costs nothing.
What if my payment posts after my due date because of a mail delay?
If you mailed your check on time but it arrived late due to postal delays, contact Chase and explain the situation. While they are not required to waive the late fee, some representatives will remove it as a one-time courtesy if you have a good payment history. Using online or phone payment avoids this risk entirely.