Remove a card by going to Your Account, then Payment Options, then delete it from the list
To remove a credit card from Amazon, sign into your account on a computer or the mobile app, go to Your Account (the menu icon in the top left on mobile, or your name in the top right on desktop), then select Your Payments or Payment Options. Find the card you want to remove in the list of saved payment methods, select it, and choose Delete or the trash icon. Amazon will ask you to confirm. The card is then removed from your account.
You can remove any card except the one currently set as your default payment method. If the card you want to delete is your default, you must first set a different card as default, then delete the original one. Amazon keeps the card on file for a few minutes after deletion in case you need to undo the action, but after that window closes, it is permanently removed.
Key Takeaways
- Access payment methods through Your Account > Your Payments (or Payment Options), then select the card and choose Delete.
- You cannot delete your default payment method until you assign a different card as the new default first.
- Removing a card does not cancel any active subscriptions or recurring charges tied to that card — those will attempt to charge your default payment method instead.
- If you delete a card by mistake, you have a short window to undo the deletion before it becomes permanent.
- Removing a card from Amazon does not affect your credit score or your relationship with your bank.
Why you might need to remove a card
You may want to remove a card because it is expired, you received a replacement card with a new number, you no longer use that card, or you are concerned about security. Some people remove old cards to reduce clutter in their payment list, especially if they have added many cards over time.
If you are removing a card because it was compromised or you suspect fraud, contact your bank or card issuer directly as well. Amazon's removal only stops the card from being used for future purchases on Amazon — it does not notify your bank or reverse any fraudulent charges that may have already occurred.
What happens to subscriptions and recurring charges
If you have an active Amazon subscription (Prime, Kindle Unlimited, Amazon Music, etc.) or a recurring order set to charge a card you are about to delete, removing that card does not cancel the subscription. Instead, Amazon will attempt to charge your default payment method on the next billing date.
Before you delete a card, check whether any subscriptions or recurring charges are tied to it. Go to Your Account > Memberships and Subscriptions to see what is active. If you want to cancel a subscription rather than switch its payment method, you can do that from the same page. If you want to keep the subscription but use a different card, straightforward remove the old card and let Amazon charge your default method instead.
Removing a card on mobile versus desktop
The steps are nearly identical on the Amazon mobile app and the desktop website, but the menu locations differ slightly. On the app, tap the menu icon (three horizontal lines) in the bottom right, then tap Your Account, then Your Payments. On desktop, click your name or account icon in the top right, then select Your Account, then Your Payments.
Once you are in the payment methods list, the deletion process is the same: select the card, tap or click the delete option, and confirm. If you have trouble finding the payment section, search within the app or website for "payment methods" — the search function will take you directly to the right page.
If you cannot delete a card
The most common reason you cannot delete a card is that it is set as your default payment method. Amazon requires at least one valid payment method on file at all times. To delete a card that is currently default, first add or select a different card and set it as default, then return to delete the original card.
If you see an error message when trying to delete a card, try signing out and signing back in, or use a different browser or device. If the problem persists, contact Amazon Customer Service through Your Account > Contact Us. Have the last four digits of the card ready when you reach them.
Removing a card does not affect your credit
Deleting a credit card from Amazon has no impact on your credit score or credit report. Your bank and credit card company have no record of which retailers you have saved your card with — they only see transactions you actually make. Removing a card from Amazon is purely a convenience action on your Amazon account.
If you are removing a card because you are concerned about fraud or data security, that concern is separate from the removal itself. Removing the card stops Amazon from charging it, but it does not undo any past fraudulent charges. Contact your bank directly to report fraud and request a chargeback if needed.
Frequently Asked Questions
Can I undo a card deletion?
Yes, but only when ready after you delete it. Amazon shows an undo option for a short time after deletion. If you close the page or wait too long, the card is permanently removed and you will need to add it again manually by entering the card number, expiration date, and CVV.
What if I delete my only payment method?
You cannot delete your only payment method. Amazon requires at least one valid payment method on file. If you try to delete your last card, the system will prevent you and ask you to add a new payment method first.
Will deleting a card stop my Prime membership?
No. Your Prime membership will continue, and Amazon will charge your default payment method when your membership renews. Removing a card only stops that specific card from being used — it does not cancel any subscriptions.
Do I need to remove a card if I get a new one with the same number?
Not necessarily. If your bank issued a replacement card with the same number but a new expiration date, you can update the card details directly in Amazon without deleting it. Go to Your Payments, select the card, and edit the expiration date. Only delete it if the card number itself changed.
Can I remove a card that has a pending charge?
Yes. Removing a card does not cancel pending charges — they will still process. If you want to prevent a charge, contact Amazon Customer Service or the merchant directly before the charge goes through, rather than relying on card deletion.