How to delete a credit card from Amazon
You can remove a credit card from your Amazon account in about two minutes through your account settings. Amazon stores your payment methods in a section called "Your Account," and you can delete any card except the one currently set as your default payment method. If the card you want to remove is your default, you'll need to choose a different card as your default first, then delete the old one.
The process works the same whether you're using a desktop browser, the Amazon app on your phone, or a tablet. You don't need to contact Amazon customer service to remove a card — the option is built into your account settings and takes effect when ready.
Key Takeaways
- You can delete any credit card from your Amazon account except the one set as your default payment method.
- If you want to delete your default card, you must first set a different card as your default, then delete the old one.
- The deletion happens when ready and does not affect past orders or refunds.
- Removing a card from Amazon does not close the card itself or affect your credit score.
Steps to remove a card on desktop
Open Amazon.com and sign into your account. In the top right corner, click the "Account & Lists" dropdown menu, then select "Your Account" from the menu that appears.
On the Your Account page, look for the section labeled "Login & security" on the left side. Below that section, you'll see "Payment options." Click on "Payment options" to open the page where all your saved cards are listed.
Find the card you want to delete in the list. Next to each card, you'll see an "Edit" button. Click "Edit" next to the card you're removing. On the card details page, scroll down and click the "Delete" button. Amazon will ask you to confirm the deletion. Click "Delete" again, and the card is removed from your account.
Steps to remove a card on the Amazon app
Open the Amazon app and tap the menu icon (three horizontal lines) in the bottom right corner. Tap "Your Account," then scroll down and tap "Login & security."
Scroll down to find "Payment options" and tap it. You'll see all your saved cards listed. Tap "Edit" next to the card you want to remove. On the next screen, scroll down and tap "Delete this card." Confirm the deletion when Amazon asks you to, and the card is removed.
What to do if the card is your default payment method
Amazon won't let you delete the card currently set as your default payment method. If you try to delete your default card, you'll see a message saying you need to set a different card as your default first.
To work around this, go back to your Payment options page and click or tap "Edit" next to a different card you want to keep. On that card's details page, look for an option that says "Set as default payment method" or "Make this my default card," and select it. Once that card is now your default, go back and delete the old card using the steps above.
What happens after you delete a card
Deleting a card from Amazon removes it from your account when ready. You won't be able to use that card for future Amazon purchases. However, the deletion does not affect any orders you've already placed — past charges stay on your card and your order history in Amazon remains unchanged.
If you have a refund pending to that card, Amazon will still send it to the card itself, not to a different payment method. The refund goes to the card company, which processes it even though the card is no longer in your Amazon account.
Removing a card from Amazon does not close the card with your bank, lower your credit limit, or affect your credit score in any way. It only removes the card from your Amazon account.
Reasons to remove a card from Amazon
The most common reason to delete a card is that it's expired or you've been issued a replacement card by your bank. Rather than keep both the old and new card in your account, you can remove the expired one and keep only the current card.
You might also remove a card if you've closed that account with your bank and opened a new one, or if you want to reduce the number of payment methods stored in your account for security reasons. Some people delete cards they no longer use regularly to simplify their account and reduce the risk if their Amazon account is compromised.
Frequently Asked Questions
Will deleting a card from Amazon affect my credit score?
No. Removing a card from your Amazon account does not contact your bank, does not close the card, and does not appear on your credit report. It only removes the card from your list of saved payment methods on Amazon.
What if I accidentally deleted the wrong card?
You can add the card back to your account at any time. Go to Payment options, click "Add a payment method," and enter the card details again. Amazon will recognize it as a card you've used before, but you'll need to re-enter the full card number, expiration date, and CVV.
Can I delete a card if I have a pending refund on it?
Yes, you can delete the card even if a refund is pending. The refund will still process to that card through your bank, even though the card is no longer in your Amazon account. The bank handles the refund, not Amazon.
Do I need to delete a card before I close my Amazon account?
No. If you close your Amazon account, all payment methods are automatically removed. You only need to delete individual cards if you want to keep your account open but remove a specific card.
Can someone else delete my cards if they have access to my account?
Yes. Anyone who can sign into your Amazon account can delete your payment methods. This is one reason to use a strong, unique password and enable two-factor authentication on your Amazon account to prevent unauthorized access.