How to delete a credit card from Amazon
You can remove a credit card from your Amazon account in about two minutes through the payment settings page. Log in to Amazon, go to Account & Lists, select Your Account, then Login & security. Scroll down to Manage payment methods and click the card you want to remove. Select Delete and confirm. The card is gone when ready.
Amazon keeps a record that the card was once on your account, but it stops appearing in your payment options right away. If you're removing the card because it's expired, compromised, or you straightforward don't use it anymore, this process handles all three situations the same way.
Key Takeaways
- You reach payment settings through Account & Lists > Your Account > Login & security, not through a shopping cart or checkout page.
- Deleting a card removes it from your payment options when ready, but Amazon retains a record of the card for fraud prevention and account history.
- You can delete a card even if it's set as your default payment method — Amazon will prompt you to choose a new default before the deletion completes.
- If you're removing a card because it was compromised, also change your Amazon password and review your recent orders for unauthorized charges.
Step-by-step: Finding and removing the card
Start by signing into your Amazon account on any device. Click on Account & Lists in the top right corner of the page, then select Your Account from the dropdown menu. This takes you to your account hub.
On the account page, look for Login & security in the left sidebar. Click it. Scroll down until you see Manage payment methods — this section lists every card, bank account, and payment option linked to your account. Find the card you want to remove and click on it to open its details.
A menu appears with options including Edit and Delete. Click Delete. Amazon asks you to confirm the deletion. Click Delete again. The card is removed from your account when ready.
What happens if the card is your default payment method
If you try to delete a card that's currently set as your default, Amazon stops you and asks you to choose a different default first. This prevents you from accidentally removing your only payment option.
Before you can complete the deletion, you'll see a screen asking you to select a new default card from your remaining payment methods. Choose one and confirm. Then you can proceed with deleting the original card. If you have no other payment methods on file, you'll need to add one before you can delete the default card.
Removing a card after a data breach or fraud
If you're deleting the card because you suspect fraud or learned about a data breach, deletion alone is not enough. Contact your bank or card issuer directly and report the card as compromised. They can cancel the physical card, issue you a new one, and monitor for unauthorized charges.
While you're handling that, also change your Amazon password. Go back to Login & security and select Edit password. Use a password you've never used before on any other account. Then review your recent orders on Amazon — go to Returns & Orders and look for anything you didn't authorize. Report any fraudulent orders to Amazon's customer service.
Deleting a card you no longer use
If you're straightforward removing a card because you don't use it anymore, deletion is straightforward and has no side effects. The card stays in Amazon's records for account history and fraud prevention, but it won't appear in your payment options when you shop.
You can add the card back later if you change your mind — just go to Manage payment methods and select Add a payment method. You'll need to enter the card details again, but the process takes less than a minute.
Removing cards from a business or shared account
If you manage an Amazon Business account or share an account with family members, removing a card affects everyone who uses that account. Before you delete a card, make sure no one else is relying on it for purchases.
On a shared household account, consider sending a message to other account users before you remove a card. On a business account, check with your finance or procurement team. If you're an account administrator, you can also set restrictions on who can add or remove payment methods — this setting is in Account & Lists under Business Account Settings.
Frequently Asked Questions
Can I delete a card if I have an active Amazon subscription?
Yes, but only if you have another payment method on file. Amazon needs a valid card to charge for subscriptions like Prime, Music, or Kindle Unlimited. If the card you're deleting is the only one linked to an active subscription, add a new payment method first, then delete the old card.
Will Amazon charge my card one more time after I delete it?
No. Once you delete a card, Amazon stops using it when ready. If you have an active subscription, Amazon will charge your new default payment method on the next billing date, not the deleted card.
How long does it take for the card to disappear from my account?
The card is removed from your payment options when ready after you confirm the deletion. You won't see it in your payment method list anymore, though Amazon keeps a record of it for account history.
What if I accidentally deleted the wrong card?
You can add it back when ready by going to Manage payment methods and selecting Add a payment method. Enter the card details again. There's no waiting period or penalty for re-adding a card you've deleted.
Does deleting a card from Amazon affect my credit score?
No. Removing a card from your Amazon account has no impact on your credit score or credit report. Your credit is only affected by how you use credit — whether you pay on time, how much you owe, and how long you've had accounts open. Deleting a payment method from a shopping account doesn't change any of those factors.