Free, helpful information about Card Guides and related How Much Does Hertz Hold On Credit Card topics.
Get clear and easy-to-understand details about How Much Does Hertz Hold On Credit Card topics and resources.
Answer a few optional questions to receive offers or information related to Card Guides. The survey is optional and not required to access your free guide.
When you rent a car from Hertz, the company places a hold on your credit card—a temporary authorization that freezes a portion of your available credit. Understanding how this works helps you avoid surprise declines and manage your cash flow during and after your rental.
A credit card hold is not a charge. Instead, it's an authorization that temporarily reduces your available credit balance while Hertz verifies you can cover the rental cost and potential damages or fees. The hold usually releases within days or weeks after you return the vehicle, though the exact timeline varies by your credit card issuer and Hertz's processing.
Think of it as a security measure: Hertz needs assurance that funds are available if you damage the car, exceed mileage limits, or incur other charges beyond your base rental fee.
The hold amount isn't fixed—it depends on several variables:
Base Rental Cost
Hertz holds at least the full cost of your reservation, including the daily rate multiplied by rental length.
Vehicle Type and Value
Luxury or larger vehicles trigger higher holds because repair costs are higher. A premium SUV will see a larger hold than a compact economy car.
Location and Local Policies
Some Hertz locations or regions have different hold practices. International rentals often carry higher holds than domestic ones.
Damage Waiver and Insurance Choices
Declining or accepting Hertz's damage waiver (Damage Waiver or Loss Damage Waiver) can influence the hold amount. Declining coverage typically increases the hold because Hertz's risk exposure is greater.
Your Customer History
Frequent Hertz renters or members of their loyalty program may see different hold practices than first-time renters.
While specific amounts vary, most holds range from the rental cost itself to 1.5 times that amount—sometimes more for high-end vehicles or international rentals. For example:
These are illustrations, not guarantees. Always ask Hertz directly at the time of booking or pickup what hold amount to expect for your specific rental.
The hold typically releases within 3–7 business days after you return the vehicle, though some holds linger for up to two weeks depending on:
If Hertz identifies damage or disputes the condition of the vehicle during inspection, the hold may persist longer while they assess costs.
Hold vs. Charge
A hold is temporary; a charge is permanent. If you return the car undamaged and on time with no extras, only your actual rental cost becomes a charge—the rest of the hold releases.
Impact on Available Credit
A large hold can reduce your available credit significantly. If your credit card limit is $2,000 and Hertz places a $1,000 hold, you effectively have $1,000 left to use elsewhere.
Credit Card Type Matters
Some cards process holds faster than others. Debit cards and prepaid cards may behave differently than traditional credit cards, sometimes holding funds for longer periods.
Verify the Hold Amount Upfront
Ask Hertz specifically how much they'll hold when you book or pick up. Don't assume—confirm with the agent.
Ensure Sufficient Available Credit
If your credit limit is tight, the hold could decline your card or leave you without enough credit for other purchases during the rental period.
Keep Receipts and Documentation
Document the vehicle's condition at pickup and return. This protects you if disputes arise about damage charges that might delay hold release.
Check Your Card's Hold Policy
Some credit card issuers release holds faster than others. If you're concerned about cash flow, you can contact your card issuer to ask about their typical hold release timeline.
The right approach depends on your credit limits, the rental length, and vehicle type. By understanding these factors in advance, you can plan accordingly and avoid surprises at the rental counter.
