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How to Remove a Credit Card From Your Amazon Account

Go to Your Payment Methods and Delete the Card

To remove a credit card from Amazon, sign into your account, go to Account & Lists in the top right, then select Your Account. From there, click Login & security on the left side. Scroll down to find Manage payment methods and click it. You will see all cards linked to your account. Find the card you want to remove, click the three dots next to it, and select Delete. Amazon will ask you to confirm — click Delete payment method again, and the card is gone.

The card disappears from your account when ready. If you have set that card as your default payment method, Amazon will prompt you to choose a different one before the deletion goes through. You cannot delete a card if it is the only payment method on your account — you must add another card or payment option first.

Key Takeaways

  • You remove a card by going to Account & Lists, then Your Account, then Login & security, then Manage payment methods, finding the card, and clicking Delete.
  • If the card is your default payment method, you must choose a different one before Amazon will let you delete it.
  • You cannot remove your only payment method — you need at least one card or payment option on file at all times.
  • The deletion takes effect right away and the card will no longer appear in your saved payment methods.
  • Removing a card from Amazon does not close the card itself or affect your credit — it only stops Amazon from being able to charge it.

What Happens to Orders You Placed With That Card

Removing a card does not affect orders you already placed. If you used that card to buy something last week, the transaction stays on your credit card statement and Amazon's records. The order will still arrive. You are only removing the card from your list of saved payment methods going forward.

If you have an order that has not shipped yet and you remove the card before it ships, Amazon will not charge that card. Instead, when the order ships, Amazon will charge your default payment method. If you do not have another payment method on file, the order may be held until you add one.

If You Need to Remove a Card Because It Was Lost or Stolen

If your card was lost or stolen, removing it from Amazon is one step, but not the only one. Call your credit card company or bank directly and report the card as lost or stolen. They will cancel the card and may issue you a new one. This stops anyone from using the card anywhere, not just on Amazon.

Once your bank has cancelled the card, it will no longer work on Amazon or anywhere else. You do not have to wait for Amazon to process a deletion — the card will straightforward decline if someone tries to use it. For your own records, you can still go into Amazon and remove the old card from your saved methods, but the urgent step is calling your bank.

Adding a New Card Before You Delete the Old One

If you want to switch to a different card, add the new one to your account first. Go back to Manage payment methods, click Add a payment method, and enter the new card details. Amazon will verify the card with a small charge (usually under $1) that appears on your statement within a few days. Once the new card is verified and saved, you can then delete the old one.

This order matters because Amazon requires you to have at least one valid payment method on file. If you delete your only card and then try to add a new one, you may run into problems placing orders in the meantime. Adding first, then deleting, keeps your account in good standing the whole time.

Removing a Card From a Household or Family Account

If you share an Amazon Household account with family members, each adult can manage their own payment methods. Only the person who added the card can remove it. If you are the account owner and you remove a card, it disappears for everyone in the household. If a family member added their own card, they can remove it themselves without affecting your payment methods.

If you are trying to remove a card that another household member added and you do not have permission to do so, ask them to remove it. There is no way for the account owner to override and delete another adult's card — each person controls their own payment methods for security reasons.

What to Do If You Cannot Find the Delete Option

If you go to Manage payment methods and do not see a three-dot menu or a delete button next to your card, try refreshing the page or clearing your browser cache. Sometimes the page does not load completely. If that does not work, try a different browser or device.

If you still cannot see the delete option and you have more than one payment method on file, contact Amazon Customer Service through your account. Go to Account & Lists, then Customer Service, and describe the problem. They can remove the card for you or troubleshoot why the delete button is not showing up. Have your card number or the last four digits ready when you contact them.

Frequently Asked Questions

Does removing a card from Amazon hurt my credit score?

No. Removing a card from Amazon is just removing it from your saved payment methods. It does not close the card, report anything to credit bureaus, or affect your credit in any way. Your credit score only changes based on how you use the card itself — whether you pay on time, how much you owe, and how long you have had it.

Can I remove a card if I have an active subscription or Prime membership on it?

You can remove the card, but Amazon will need a different payment method to charge for your subscription or Prime renewal. Before you delete the card, make sure you have added another card and set it as your default. When your subscription renews, Amazon will charge the new default card instead.

What if I delete a card by mistake?

You can add it back anytime. Go to Manage payment methods, click Add a payment method, and enter the card details again. Amazon will verify it with a small charge. There is no penalty for removing and re-adding the same card.

Will Amazon keep my card information after I delete it?

Amazon does not store full card numbers for security reasons. When you delete a card, your saved payment method is removed. Amazon keeps records of past transactions for your order history, but the card details themselves are not stored once you delete the payment method.

Can I remove a card from Amazon but keep it on file for a different reason?

No. Removing it from Manage payment methods is the only way to stop Amazon from having access to it. If you want Amazon to have your card information but not use it, you would need to keep it saved but set a different card as your default payment method.

This guide is for general information only and is not medical, financial, legal, or other professional advice. For decisions specific to your situation, consult a qualified professional. See our Editorial Policy.