How to delete a credit card from Amazon
To remove a credit card from your Amazon account, go to Account & Lists in the top right corner, select Your Account, then choose Login & security. Scroll down to Manage your payment methods and click the card you want to remove. Select Delete and confirm. The card is gone from your account within seconds.
You can delete any card that is not currently set as your default payment method. If the card you want to remove is your default, you must first set a different card as default, then delete the old one. Amazon will not let you delete your last payment method on file — you need at least one card saved to your account.
Key Takeaways
- You can only delete a card if it is not your default payment method; set a different card as default first if needed.
- The deletion happens when ready and the card is removed from your account right away.
- You must keep at least one payment method saved to your Amazon account at all times.
- Deleting a card from Amazon does not affect your credit score or your relationship with your bank.
- If you no longer have access to a card (lost or stolen), you can still delete it from your account without the physical card.
Step-by-step walkthrough
Open Amazon.com and sign in to your account. In the top right corner, hover over Account & Lists and click Your Account from the dropdown menu. This takes you to your account hub.
On the left side of the page, find and click Login & security. Scroll down the page until you see the section labeled Manage your payment methods. This section shows all the cards currently saved to your account, with one marked as your default.
Click on the card you want to remove. A details page opens showing the last four digits, expiration date, and card type. At the bottom of this page, click the Delete button. Amazon asks you to confirm the deletion. Click Delete again, and the card is removed from your account.
What to do if the card is your default payment method
If the card you want to delete is marked as your default, Amazon will not let you remove it until you set a different card as default first. Go back to Manage your payment methods and click on a different card you want to use instead. On that card's details page, look for a button or option that says Make default or Set as default, and click it.
Once the new card is set as default, go back and delete the old card using the steps above. You can change your default payment method as many times as you want, and it takes effect when ready for future purchases.
Deleting a lost or stolen card
If your card was lost or stolen, you should delete it from Amazon right away, even if you have already reported it to your bank. You do not need the physical card to remove it from your account — the deletion happens entirely online through your account settings.
After you delete the card, make sure you have at least one other valid payment method saved to your account. If the lost or stolen card was your only payment method, add a new card before deleting it. Your bank will issue you a new card with a different number; once you receive it, you can add it to Amazon and delete the old one.
Why you might want to delete a card
You may want to remove a card because it is expired, you no longer use it, or you are concerned about security. Deleting unused cards from your account reduces the number of places where that card number is stored, which can lower your risk if Amazon's systems were ever breached.
If you are closing a credit card account with your bank, delete it from Amazon before the account closes. This prevents Amazon from trying to charge the card after it is no longer active, which can result in a declined transaction or a failed payment notification.
What happens after you delete a card
Once you delete a card, it is completely removed from your Amazon account. Any future purchases will charge to your default payment method instead. Past purchases made with that card are not affected — your order history and receipts stay the same.
Deleting a card from Amazon does not close the card itself or affect your credit score. The card remains active with your bank unless you close the account there. Removing it from Amazon straightforward means Amazon can no longer charge that card number for new purchases.
Adding a new card if you need one
If you delete a card and realize you need to add a different one, go back to Your Account and select Login & security. Scroll to Manage your payment methods and click Add a payment method. Enter the new card's number, expiration date, CVV, and billing address. Amazon will verify the card, usually within a few seconds, and it will appear in your payment methods list.
You can add as many cards as you want to your account. Each one can be used for purchases, and you can choose which card to charge at checkout, or let Amazon use your default method.
Frequently Asked Questions
Does deleting a card from Amazon hurt my credit?
No. Deleting a card from your Amazon account does not affect your credit score or credit history in any way. It is purely an account management action on Amazon's side and has no connection to your credit report or your bank.
Can I delete a card if I have a pending order?
Yes, you can delete a card even if you have a pending order, as long as that card is not the one being charged for the order. If the pending order is being charged to the card you want to delete, wait for the order to ship and charge to complete first, then delete it.
What if I delete a card by mistake?
You can add the card back to your account at any time by going to Manage your payment methods and clicking Add a payment method. Enter the card details again and Amazon will verify it. There is no waiting period or penalty for re-adding a card you previously deleted.
Can I delete all my cards from Amazon?
No. Amazon requires you to keep at least one payment method on file. If you try to delete your last remaining card, Amazon will show an error message. You must add a new card before you can delete the last one.
Does Amazon notify me when I delete a card?
Amazon does not send you an email or notification when you delete a card from your account. The deletion is when ready and silent. If you want to keep a record of what you deleted, take a screenshot before you confirm the deletion.