You can delete a credit card from Amazon in your account settings in about two minutes
Log into Amazon, go to Account & Lists in the top right corner, select Your Account, then click Manage Your Payments (or Payment Options depending on your device). Find the card you want to remove and click Delete next to it. Amazon will ask you to confirm — click Delete again, and it's gone. The card stays active with your bank; Amazon just stops storing it.
You don't need a reason to delete a card, and you can add it back later if you change your mind. The only real constraint is that you must have at least one payment method on file if you want to keep shopping. If you're trying to delete your only card, Amazon will force you to add a different one first.
Key Takeaways
- Deleting a card from Amazon takes three clicks and happens when ready — the card itself is not affected, only Amazon's copy of it.
- You must keep at least one payment method saved to your account if you want to use Amazon, so add a replacement before deleting your only card.
- If you delete a card by mistake, you can add it back by entering the number again in Manage Your Payments.
- Deleting a card from Amazon does not change your credit score or affect any pending orders already charged to that card.
Step-by-step: Finding and deleting the card
Start by signing into your Amazon account on any device. In the top right corner, click or tap Account & Lists, then select Your Account from the dropdown menu.
Once you're in Your Account, look for a section called Manage Your Payments (on desktop) or Payment Options (on mobile). Click or tap it. You'll see a list of all payment methods saved to your account — credit cards, debit cards, and any other options you've added.
Find the card you want to remove. Next to it, you'll see a Delete button or link. Click it. Amazon will show a confirmation message asking if you're sure. Click Delete again to confirm, and the card is removed from your account when ready.
What happens if you delete your only payment method
If the card you're deleting is the only payment method on your account, Amazon won't let you finish. Instead, it will ask you to add a new payment method before you can delete the old one. This is a safety measure — Amazon needs at least one way to charge you if you place an order.
To work around this, add a replacement card or payment method first, then come back and delete the old one. You can add a card by going to Manage Your Payments and clicking Add a Payment Method, then entering the new card details.
Deleting a card does not affect pending orders
If you've already placed an order and charged it to the card you're about to delete, that charge is locked in. Deleting the card from Amazon won't cancel the charge or change the payment method for that order — the transaction already went through.
The only time a deleted card matters for an order is if the order hasn't shipped yet and Amazon needs to charge you again (for example, if the first charge failed). In that case, you'd need to add the card back or use a different payment method on file.
How to add a card back if you delete it by mistake
Deleting a card is not permanent. If you remove a card and then change your mind, you can add it back by going to Manage Your Payments and clicking Add a Payment Method. Enter the card number, expiration date, and CVV again, and it will be saved to your account just like before.
Amazon doesn't store your full card number after you delete it, so you'll need to type it in again — you can't just "restore" it from a backup. This takes about a minute and works the same way as adding any new card.
Why you might want to delete a card
People delete cards from Amazon for different reasons. You might be removing an old card that's about to expire and replacing it with a new one. You might have gotten a new card after fraud or a data breach and want to clean up your account. Or you might straightforward want to reduce the number of payment methods stored online for security reasons.
Whatever your reason, deleting a card is a straightforward way to control what payment information Amazon keeps on file. It doesn't hurt your credit, doesn't affect past purchases, and doesn't close your Amazon account.
Frequently Asked Questions
Does deleting a card from Amazon hurt my credit score?
No. Deleting a card from Amazon is purely an account management action — it doesn't contact your bank, doesn't close any accounts, and doesn't show up on your credit report. Your credit score is not affected.
Can I delete a card if I have an active Amazon Prime membership?
Yes, but only if you have another payment method on file. Amazon needs a way to charge your Prime membership renewal, so you must keep at least one card or payment method active. If you're deleting your only card, add a new one first.
What if I delete a card and then try to place an order?
If you delete a card and still have other payment methods saved, Amazon will let you check out normally — just pick a different card at payment time. If you delete your only card, you won't be able to complete an order until you add a new payment method.
Does Amazon notify me when I delete a card?
Amazon doesn't send you an email or notification when you delete a card. The deletion happens silently in your account settings. If you're concerned about unauthorized access to your account, check your login activity in Your Account under Login & Security.
Can I delete a card that's linked to a Subscribe & Save order?
You can delete the card, but Amazon will need a different payment method to charge your next Subscribe & Save delivery. Before deleting, make sure you have another card on file, or update your Subscribe & Save settings to use a different payment method.