Depending on factors like household income, job status, citizenship status and more, some families may be able to get help from the government when buying groceries.
Usually, this help comes in the form of food stamps, which are accessed through an EBT card.
The official name for the food stamps program is the Supplemental Nutrition Assistance Program (SNAP). Through SNAP, the federal government gives eligible households or individuals a certain amount of money each month that they can use to buy groceries. These funds are deposited into something called an electronic benefit transfer (EBT) card, which you can use like a credit or debit card at a cash register.
At this point, you are probably wondering how much someone can get in SNAP benefits and where these funds can be used.
First, let’s go over how much an eligible household can receive in SNAP benefits each month.
The maximum SNAP allotment in most states is $194 monthly for a household of one person. That increases to $646 for a household of four and $1,164 for a household of eight.
Keep in mind, however, that this is the maximum amount. Some households will receive less based on their income. When determining your eligibility and how much you can receive, the SNAP program in your state will also look at your assets. These include investment properties (not your primary home), stocks, bank account balances, etc.
You can only know how much you can receive once you apply for food stamps if your application is accepted.
Now, you may be asking, “Do all grocery stores accept EBT?”
Unfortunately, not every retailer that sells food can take EBT payments. That’s because only certain stores have been approved to accept SNAP by the federal government. Fortunately, many major supermarkets and convenience store chains accept EBT payments, including Walmart, Kroger, ShopRite, 7-Eleven, Target and many more.
Plus, if you’re wondering which stores accept EBT for online grocery shopping, you’ll be happy to know that SNAP recipients can use EBT with Walmart online, along with several other major retailers, including Safeway and even Amazon.