These days, beneficiaries are actually required to get most government benefits through direct deposit. You are required to get direct deposit for the following programs: Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Unemployment Benefits, Social Security Retirement Benefits and Temporary Assistance for Needy Families (TANF).
No matter which of these benefits you get, setting up direct deposit is the same: the U.S. Treasury lets you sign up for direct deposit by phone, online or through your bank or credit union.
Don’t have a bank account? You can still get your federal benefits through direct deposit without a bank account. The Treasury offers a prepaid debit card called the Direct Express MasterCard Debit Card. Your benefits will automatically be deposited to the direct deposit card, which you can use to make purchases, pay bills and cover other expenses.
If you are a veteran, just keep in mind that Veterans Affairs (VA) uses its own Veterans Benefits Banking Program (VBBP) for direct deposit of VA checks and benefits.