Who can get a personal loan? The short answer is pretty much anyone. Since there are so many lending options available, almost anyone can apply and get approved for a personal loan.
Some restrictions still apply, of course. Depending on your credit history and credit score, you may not be eligible for certain loan types or amounts.
However, that does not mean that a personal loan is out of reach just because you have a low credit score. Even people with bad credit scores can get a personal loan from a flexible lender, the amount of the loan just may not be as high.
The moral of the story is, if you need some extra cash, don’t be afraid to shop around for a personal loan just because of your credit score. You’d be surprised at how many lenders are willing to work with you and how many different types of loan options there are out there.
Buckle down, do your research and get the personal loan you want to afford the things you need most.