For those who use the Electronic Benefits Transfer (EBT) card, it’s important to stay on top of your spending and keep track of your balance. EBT cards are used to give government benefits to qualified participants.
If you receive Food Stamps, WIC benefits or other money from the government, you likely have an EBT card. To ensure you don’t go over budget or spend more than you have available in your EBT account, here are some tips for checking your EBT balance:
Keep Tabs on Your Purchases
It can be easy to swipe your card without thinking. But by keeping tabs on your purchases and tracking what you spend, it can help to ensure that you’re not overspending.
One way to do this is to keep track of all your receipts. While receipts are not required for every purchase made with your EBT card, they can help you to stay organized.
Check Your Balance Often
Another important way to keep track of your spending is by regularly checking your balance.
Doing so can give you an idea of how much money you have left in your account and if there’s enough for the items on your shopping list.
Set Spending Limits
If you don’t already do so, consider setting a budget for yourself and limiting your spending accordingly. That way, you can make sure that your needs are met and that you don’t find yourself in a financial bind.
Review Your Statement Periodically
Finally, reviewing your statement periodically is also important for staying on top of your finances. By reviewing it carefully each month, you can double-check any purchases made and make sure everything is accurate.
This can also help identify any unauthorized charges that may have been made to the account.
Checking Your Balance Online
Most states offer an online account management system where you can log in and check your EBT balance. To access this account, you will need to provide your personal information such as name, address, Social Security number or other identifying details.
Instructions for setting up an online account are usually listed on the back of the EBT card. However, most participants set one up before they ever receive their card in the mail.
Checking Your Balance With Customer Service
Another way to find out how much money is left in your EBT account is to call the customer service phone number listed on the back of your card.
A customer service representative should be able to tell you your current balance and answer any other questions you might have.
Staying on top of your EBT balance is important for making sure that your spending stays within budget. To do so, be sure to check up on your balance often, review your statements periodically and set spending limits for yourself.
With a little bit of extra effort, you can make the most out of the benefits available through your EBT card.